Bank & Technology

[Rowland]

Ok so we allknow bank branches are closing left right and centre. To use a branch of my bank is now a right f on .

Loyds’s used to have a branch near me but it also closed but there’s a van that comes to the village a few times a week.

So I’ll open a free personal account with them and will be able to deposit cheques there then do a online transfer to my account.

Opened Loyds account on my mobile phone whilst watching TV , very easy .

Paper work card etc came through post with the necessary codes for bank app ,still quite simple to set up.

Gathered cheques up to head off to the banking van this morning I was a bit early so I had a mess around with the banking app found out that I can deposit cheques using it .
Cheques deposited!
Watch this space.

Last time I went to the my bank it probably took about 1hr and about gallon of gogo juice.

 

[Still Farming]

Scan them into your phone with your bank app. All the rage these days apparently ?
Keep for a few weeks then destroy !

 

[Rowland]

Scan them into your phone with your bank app. All the rage these days apparently ?
Keep for a few weeks then destroy !

My current bank app doesn’t have the facility but I do now

 

[Northeastfarmer]

Scan them into your phone with your bank app. All the rage these days apparently ?
Keep for a few weeks then destroy !

I’ll stand corrected but think you can only scan them up to a certain value....ie £50 and under

 

[Rowland]

I’ll stand corrected but think you can only scan them up to a certain value....ie £50 and under

I’ll let you know what happens as they are all for more than £50

 

[Still Farming]

https://www.hsbc.co.uk/ways-to-bank/mobile/cheque-deposit/

 

[Longneck]

That’s great! Just realised I can do this on my Barclays app. Thank you for this revelation!!

Still think they should do away with cheques altogether now tho.

 

[Still Farming]

That’s great! Just realised I can do this on my Barclays app. Thank you for this revelation!!

Still think they should do away with cheques altogether now tho.

If all set BACS up as said no need to send Cheques

All it is a "delaying", tactic these days !

 

[Rowland]

If all set BACS up as said no need to send Cheques

All it is a "delaying", tactic these days !

I’ve some elderly customers who don’t do BACS ,they like cheques and I’m happy to take them, I’ll take payment most ways , pay pal is the worst but customers like it !
I try and not make payments to my self hard for my customers.

 

[Clive]

Ok so we allknow bank branches are closing left right and centre. To use a branch of my bank is now a right f on .

Loyds’s used to have a branch near me but it also closed but there’s a van that comes to the village a few times a week.

So I’ll open a free personal account with them and will be able to deposit cheques there then do a online transfer to my account.

Opened Loyds account on my mobile phone whilst watching TV , very easy .

Paper work card etc came through post with the necessary codes for bank app ,still quite simple to set up.

Gathered cheques up to head off to the banking van this morning I was a bit early so I had a mess around with the banking app found out that I can deposit cheques using it .
Cheques deposited!
Watch this space.

Last time I went to the my bank it probably took about 1hr and about gallon of gogo juice.

no place for a high street branch now - Lloyds online cheque deposit was the last reason I ever needed to go but no longer the case

works well but is currently limited to £500 I think

 

[Clive]

I’ll stand corrected but think you can only scan them up to a certain value....ie £50 and under

£500 with Lloyds

 

[Rowland]

One cheque didn’t go through, either because I go by my middle name which was the Initial on the cheque and I added my 1st initial or due the dude who wrote the cheque had made a cockup ever so slightly writing the cheque.
Bank teller who knows me took it straight off.
With luck I had to drive through the small town with the bank AND have a double parking spot out side for motor and trailer

 

[Bob c]

I’ll let you know what happens as they are all for more than £50

been banking cheques with app for a while
£500 check or £1000 a day
but cant deposit for the farm account

 

[Rowland]

been banking checks with app for a while
£500 check or £1000 a day
but cant deposit for the farm account

Put about 10 in so far via the app just 1 got chucked up

 

[Poorbuthappy]

Put about 10 in so far via the app just 1 got chucked up

Into a business account?

 

[Rowland]

No if you read my opening post it’s all explained there

 

[Poorbuthappy]

No if you read my opening post it’s all explained there

Think that's what @Bob c was getting at though ref farm account.


On the plus side, they clear quicker too.

 

[Lincs Lass]

That’s great! Just realised I can do this on my Barclays app. Thank you for this revelation!!

Still think they should do away with cheques altogether now tho.

Looked at my barclays app and theres no option for cheque scanning ,,does it only work on business accounts

 

[cheggars]

Coming to business accounts from beginning of November apparantly.

 

[Rowland]

Looked at my barclays app and theres no option for cheque scanning ,,does it only work on business accounts

Snap I don’t have it on personal or business with Barclays