Best way to deal with a non paying tenant in rented farmhouse

[teslacoils]

Some of the poorest folk have the snazziest cars.

 

[Cowmansam]

I can't tell if this is serious but someone else has said this above as well, this is illegal and immoral. If you are a landlord when you let out a house you take the risk that someone might not pay you on time or might not pay you at all. The courts exist for a reason, pursue them through that and once June rolls around you can get them evicted and pursue them for arrears.

If you are having issues with the mortgage because your tenant is in rent arrears speak to your bank I am sure they'll be very understanding.

by the time it’s gone to court and the costs involved probably be 15 grand short sharp shock soon wake them up to either moving or paying

 

[Clive]

You are evicting no one right now with covid laws

Sadly having been in this situation a few times it's best to evict (when you can) and right the money off - you cant get cash out of people who have none and a RR on the drive doesn't mean they have any, it just means they were once creditworthy

turning off gas, water, etc is not legal, don't go there, if a tenant knows how to play it and string it out it can take over a year to get them out, and a healthy legal bill


I would offer them a deal - leave now and you won't pursue the debt getting them a CCJ etc .................. or stay and you will, but I will warn getting legal is probably not going to get your money back and just increase your loss

This is why I smile every time I'm told what a bombproof investment property is and how being a landlord is easy ..................... its not

 

[Tarw Coch]

and there are also legitimately people who have lost their jobs and can't afford their rent. Maybe the Range Rover is on hire purchase and they can't make the payments there either?



All homeowners including landlords were offered mortgage holidays if they needed them.

The monthly payments on that Range Rover wil be more than my car is worth.
My milkers mortgage on a nice 3 bed semi in a local village will be less than half their rent.
It seems they were living beyond their means, just they didn’t realise it until covid struck and the music stopped

 

[Pieces_of_Eight]

It seems they were living beyond their means, just they didn’t realise it until covid struck and the music stopped

I've seen it all over; big rent/mortgage, hefty car finance x2, balls-deep in the credit cards. Just about treading water each month, then a global pandemic arrives

 

[The Seeker]

If they haven't got it, they haven't got it. Just be thankful you're not in their situation.

Not his problem!

 

[Tarw Coch]

I've seen it all over; big rent/mortgage, hefty car finance x2, balls-deep in the credit cards. Just about treading water each month, then a global pandemic arrives

The global pandemic is a new one on me but something usually comes along out of the blue to upset the apple cart, we really should expect the unexpected, living on the edge is a dangerous place to be.
For some there is no choice but plenty more choose to put themselves in such a position

 

[Pieces_of_Eight]

The global pandemic is a new one on me but something usually comes along out of the blue to upset the apple cart, we really should expect the unexpected, living on the edge is a dangerous place to be.
For some there is no choice but plenty more choose to put themselves in such a position

I remember reading something about what proportion of family households are operating with zero savings

 

[glasshouse]

Anyone have any solutions or had the experience of a non paying tenant in a rented out farm house? Circa £5k owed now. Still in house

Drop the rent by half

 

[glasshouse]

Basically you're screwed. You can't get your money, and you very likely won't be able to get possession of the house any time soon either, through a combination of court backlogs and bailiffs not enforcing repossession orders. The government have decided that landlords can go hang during the coronavirus crisis and have given tenants all the aces, and the unscrupulous ones know it only too well.

The french govt cancelled all rent payments
We should have done the same.

 

[Brisel]

Spend, spend, spend. It's too easy to spend. 0% finance on this, delayed terms on that. Materialistic people who feel the need for the latest items to make them feel better about themselves. Our economy and the taxman wants us to spend so they can keep the money flowing. That's great until the music stops and the income to make the payments dries up. There are a lot of people out of work thanks to Covid and many of the jobs won't necessarily come back afterwards, either.

P.S. I have no idea of the financial circumstances of the OP's tenants.

 

[Brisel]

The french govt cancelled all rent payments
We should have done the same.

There speaks a tenant, not an owner.

 

[chickens and wheat]

We evicted an ex friend from a house,
Cost a fortune in court fees and bailiffs.

We couldn't recover money from the tenants possession because anything of value was related to his work,van tools etc, you can't reposses work related items apparently.

When the bailiffs came to remove him from the house I rocked up to witness and collect the keys. The bailiffs saw my old pickup and work clothes and assumed he called me in to help him fight them off.
The tenant came out saw me, called me mate and tried to shake my hand. The bailiffs nearly had to restrain me after all

 

[glasshouse]

Drop the rent by half

 

[MrNoo]

immoral.

Immoral is renting a house when you know you cannot afford to pay for it.
If they're in financial shite currently then they should have the balls to come and talk to you about it. But as oft the case some do the same thing over and over again just leaving a trail of debt behind them. Had a workshop tennant like that, in the end just drilled the lock out and emptied the premises, got a locksmith in sorted a new lock and that was that. Not sure it was legal but to be honest I couldnt bloody care.
I would make life as hard as possible for them. But out as soon as you can, you'll have to accept the loss. The carrot is that they continue to say they'll pay so you hold fire in the hope and on it drags, they may even stump up some funds to keep you sweet for a short while before they carry on as before.

 

[goodevans]

If it is a farmhouse then surely it has to have a manure heap close by

 

[glasshouse]

Spend, spend, spend. It's too easy to spend. 0% finance on this, delayed terms on that. Materialistic people who feel the need for the latest items to make them feel better about themselves. Our economy and the taxman wants us to spend so they can keep the money flowing. That's great until the music stops and the income to make the payments dries up. There are a lot of people out of work thanks to Covid and many of the jobs won't necessarily come back afterwards, either.

P.S. I have no idea of the financial circumstances of the OP's tenants.

And care less

 

[glasshouse]

There speaks a tenant, not an owner.

Yawn

 

[bobk]

This thread illustrate the dangers of renting out property , thousands of landlords getting grief at the mo

 

[Two Tone]

Some of the poorest folk have the snazziest cars.

It's called the "Two cars in the drive, but feck all in the fridge" syndrome!

A chap in this village works for a company that owns a lot of rented property.
He said that when the Covid crisis started, some of the ones they least expected claimed that they were on Furlough, so couldn't pay the rent. He said ok , pay us 80%.

Then there are some who he was sure would struggle to pay their rent, who have continued to do so, making no fuss about it at all.