Car breakdown insurance

[Paddington]

Just received my renewal notice from GEM. Trailer recovery service was one of the good points, but reading the small print I find I am not covered for a trailer longer than 10ft, also if the trailer breaks down the recovery firm can only recover for 10 miles, ditto if the car is in an accident. If the car is stuck in snow or water (plenty of flooded roads around here in the last few years) I'm not covered, at £100 for two people I reckon I'm being ripped off. Can TFF members recommend a better service ?

 

[Farmer_Joe]

save your money and just pay the bill when you actually need recovery.

thats my policy with the exception of driving to Europe, i cover that.

Im sure i must be a couple of k up now...

 

[Steevo]

I have breakdown cover included in my insurance policy by NFU Mutual. It’s provided for them by RAC.

I don’t know about whether trailers are covered but if anyone is likely to cover it I would be surprised if it wasn’t them.

Edited to add:

 

[Paddington]

Any ideas on recovery charges for say a large 4x4 ? My present company is £7/mile (but only up to 10 miles ).

 

[deleted user 837354]

Our AA membership is covered through our bank current account package. I thought this (for both of us in any vehicle) and mobile phone insurance and free travel insurance was good value for the little monthly account fee.

 

[8100]

I got free AA cover with my bank account. Only used it once with no nasty suprises when a drive shaft snapped pulling off luckily .

 

[Pennine Ploughing]

I have cover, will get the name of it tonight, different levels of cover from car plus trailer, right up to artic,
but the name escapes me for now