Car though hedge

[paul&mandy]

It will either be SORN or TAXED by the new owner [emoji15]. Not sure if that makes much difference though !
Does it appear to have any sort of value ? Did you tell the Police that you saw the occupants running away carrying what looked like an AK47 and a bulky back pack?

Last time I checked it was taxed and moted. Think police were straight there as fields of airport parimiter road. No one was seen as it was 3am. It was a Peugeot 53 reg estate.

 

[Goweresque]

So if this person had driven into one of your vehicles you would inform your insurer to reclaim any costs or damge to your property(vehicle),
Why if the damage is to a hedge or fence should the process be any different?

Because all cars have to be insured to be on the road, but not all fences and hedges are insured. So its perfectly possible to claim directly off the insurer of the vehicle thats caused the damage to your property. I've done this when cars have come through my fences. You write to them with the police incident number and the vehicle reg, and a couple of estimates for the repairs, and (eventually) get a cheque back. It is of course easier to get your own insurer to do all this (if you have one that covers such work) but I have a feeling that whatever work an insurer does for you, you'll end up paying for it when the next premium is due.

In this case I'd apply for a V5 for the vehicle - if no-one shows up to say 'Hey thats my car' then sell the car to a breaker - better money than scrap value. If some does show up, then you slap them with a bill for the repairs, and storage for the vehicle, plus recovery etc.

 

[Sid]

Because all cars have to be insured to be on the road, but not all fences and hedges are insured. So its perfectly possible to claim directly off the insurer of the vehicle thats caused the damage to your property. I've done this when cars have come through my fences. You write to them with the police incident number and the vehicle reg, and a couple of estimates for the repairs, and (eventually) get a cheque back. It is of course easier to get your own insurer to do all this (if you have one that covers such work) but I have a feeling that whatever work an insurer does for you, you'll end up paying for it when the next premium is due.

In this case I'd apply for a V5 for the vehicle - if no-one shows up to say 'Hey thats my car' then sell the car to a breaker - better money than scrap value. If some does show up, then you slap them with a bill for the repairs, and storage for the vehicle, plus recovery etc.

Why would your premium go up if the damages are recoverable?

 

[roscoe erf]

Why would your premium go up if the damages are recoverable?

because you've had a claim so you are a higher risk regardless of who's fault

 

[Drillman]

Dump it back on the road with the forklift, it'll get recovered then

If it doesn't get recovered go back out with the swan vestas. Then it will get removed.

 

[caveman]

Even if you enquire about making a claim..... even if you are the "victim" and you do not follow through..... your name will go down on a list that insurers refer to and any insurance you take will have a loaded premium.

 

[Princess Pooper]

because you've had a claim so you are a higher risk regardless of who's fault

We have multiple claims in one year sometimes for hedge/fence damage due to third parties, so must be 'high risk' but the amount in our premium for our own cover on this (if we can't claim off the third party) is miniscule. We always now just pass info straight onto our broker because it can be a lot of hassle trying to deal with their insurers yourself.

 

[Sid]

So someone damages your property and you instruct your insurers to recover the damages because thats why you have insurance your premium goes up even though your insurers recovered all the losses from the guilty party because it was their fault?

 

[pappuller]

If you are planning on claiming off a third party who has damaged your property I am puzzled as to why your premiums would go up ? You have no need to involve your own insurer as you are not liable to be claimed against just instruct a good land agent/qualified auctioneer to sort it, he ll take a fee but you'll probably find his fees are obliged to be paid by the third party's insurer as your representative. My two penneth for what it's worth

 

[Funny Farmer]

So someone damages your property and you instruct your insurers to recover the damages because thats why you have insurance your premium goes up even though your insurers recovered all the losses from the guilty party because it was their fault?

Sounds about right - I told NFU about some storm damage, in the end I just fixed it and didn't claim but it was recorded as a loss.

 

[Goweresque]

So someone damages your property and you instruct your insurers to recover the damages because thats why you have insurance your premium goes up even though your insurers recovered all the losses from the guilty party because it was their fault?

Pretty much. If you don't ever make a claim, they tell you your premium has gone up because of a generalised rise in claims across the industry. However if you specifically make a claim (whether your fault or not) your premium goes up even more because now 'you're a higher risk customer'.

In brief, insurers are c**ts.

 

[Frodo2]

So if this person had driven into one of your vehicles you would inform your insurer to reclaim any costs or damge to your property(vehicle),
Why if the damage is to a hedge or fence should the process be any different?

Having done it a couple of times im left wondering whether its worth the hassle. If the fence can be easily fixed just do it yourself and save time getting quotes and telling insurance companies 3 times.

 

[bobk]

Having done it a couple of times im left wondering whether its worth the hassle. If the fence can be easily fixed just do it yourself and save time getting quotes and telling insurance companies 3 times.

Had one through a fence last friday , driver offered to pay , so I'll think about it.
Meanwhile another went off last night same place but hit the tree instead . totalled the car

 

[ollie989898]

Don't burn it, just lift it with forklift on to a safe part of the public highway.

Council will clear it.

 

[bobk]

Don't burn it, just lift it with forklift on to a safe part of the public highway.

Council will clear it.

Without authorization from the owner you could be liable for any damage .

 

[mushnt grummmble]

Without authorization from the owner you could be liable for any damage .

"But i didnt do it"

 

[Funny Farmer]

Don't it's fly tipping and Sod's law dictates you'll be caught!

 

[paul&mandy]

Stinks of oil and fuel. Its upside down. It's only feet from a running ditch that goes to the stream 50 yrd away. Would the ea have any clout to move it asap?

 

[Courier]

Stinks of oil and fuel. Its upside down. It's only feet from a running ditch that goes to the stream 50 yrd away. Would the ea have any clout to move it asap?

If you tell the EA THEY WILL PROBABLY CHARGE YOU[emoji15]

 

[michael N123]

Swan vestas ,,then scrap it ,,have to show V5 form before an intact vehicle can be scrapped ,,a sooty shell doesnt

Sell it in bits on ebay