Depositing cheques with a phone .

[bobk]

Don't get many now , but the lady at Lloyds says you can deposit a cheque by sending a photo of it ... under 500 squid . .. cool .

 

[geoff570]

Works well tried it for the first time over Christmas

 

[Matt77]

As above, done this a few times, easy as, just a shame can’t do business ones over 500

 

[Guiggs]

Clears in 1 working day too.. it's bloody brilliant!

 

[Matt77]

The random thing though is you have to take a photo of the back with is blank

 

[Guiggs]

The random thing though is you have to take a photo of the back with is blank

I can't get my head around that either!

 

[Rowland]

Done it loads , the app doesn’t like cheques that have been altered by who ever wrote it . That’s the only problem I’ve come across. As others have said they clear in a day or so.

 

[Lincs Lass]

Works well on barclays app

 

[Rowland]

Works well on barclays app

Not on mine! Still not available to me

 

[Lincs Lass]

Not on mine! Still not available to me

Its supposed to have been rolled out nationally now

 

[Rowland]

Its supposed to have been rolled out nationally now

We’ve had this conversation before and I still don’t have it . It’s not a problem really with having the Lloyd’s Acc . Lloyd’s also have a van to the village a few times a week

 

[DRC]

Do HSBC do it yet

 

[RAF]

Yes

 

[Steevo]

As above, works well.

Only downside with this new bank cheque imagine system (where the bank sends images of the cheque to the paying bank, not the physical piece of paper) is if the imaging goes wrong.

Had a cheque a month or so back that appeared to bounce. Letter turned up in post a few days later explaining it was due to poor imaging and showed a bad pic of the cheque. Bank letter told me to ask the cheque writer to issue another cheque....even tho it was the banks fault for not getting a clear image of the physical cheque before destroying it.

 

[Derrick Hughes]

Why 500 . Thats childish and pointless

 

[Clive]

Why 500 . Thats childish and pointless

Limiting fraud exposure to affordable levels I guess

It’s good but frankly I wish cheques were consigned to the history books, no need for them in this day and age

 

[Scribus]

Limiting fraud exposure to affordable levels I guess

It’s good but frankly I wish cheques were consigned to the history books, no need for them in this day and age

Oh yes there is, getting money to the taxman without him having any connection to your bank account is one!

 

[milkloss]

Limiting fraud exposure to affordable levels I guess

It’s good but frankly I wish cheques were consigned to the history books, no need for them in this day and age

It’s in the post

 

[Clive]

Oh yes there is, getting money to the taxman without him having any connection to your bank account is one!

Not sure that’s a good reason - I bank transfer to HMRC and that makes them no more likely or able to access my account than sending a cheque would


Cheques are just excuses for people to delay payment

 

[Scribus]

Not sure that’s a good reason - I bank transfer to HMRC and that makes them no more likely or able to access my account than sending a cheque would


Cheques are just excuses for people to delay payment

I don't trust the feckers one inch over here, every government dept seems to want to get their grubby mitts on your bank details and mob number.