It is only a small shed, total of 8 roof trusses I think, probably no more than 4 metres off the floor. Reasonably tight working space with a big machine. Don’t suppose they’ll have any other appropriate gear, eg proper ladders, straps, safety gear etc so can assume other stuff will be borrowed as well. I was happy to nip round there the other day when he rang to ask if I could unload said trusses from the lorry, no mention made at the time that he might want to borrow the teleporter to put them up. Just sprang that on me today and when I said no (because of insurance concerns) he looked very dejected. I have no problem with helping the lad or his father, we have and do get on well. I can just see a small mishap turning into a massive problem. They have nothing to lose whereas I could potentially end up uninsured with a big claim from something going wrong. I think I know what the answer is honestly. Even if I go and do the lifting for them I have a feeling it would be completely uninsured at my own risk, will check the policy.
Or a toffeo pop !!!It would have to be a Jaffa cake !
Exactly I've worked for a few people and borrowed a tractor or trailer when I've needed a extra one. But then they've just needed a hand not a full days work obviously I've helped no charge not even worth charging but made a big difference to them. Something like going to help move some sheep down road takes no time or effort but makes a big difference to them if they were going to do it aloneEverything you do is a risk. If the lad is a good worker take the risk.
If you refuse him the loader for a small job like that it will completely take away any 'over and above' between you and him.
Be different if he was asking you for a kidney!!!
Our farm employee wants to borrow our JCB to help his Dad put some roof trusses up on a new shed he's building at home.
Don't want to be miserable and say he can't use it, not bothered about the fuel or the hours of use etc. I just really want to make sure we're right with insurance. Massive liability to us if something were to go wrong while he was doing something outside of the business use. Any thoughts?
Our farm employee wants to borrow our JCB to help his Dad put some roof trusses up on a new shed he's building at home.
Don't want to be miserable and say he can't use it, not bothered about the fuel or the hours of use etc. I just really want to make sure we're right with insurance. Massive liability to us if something were to go wrong while he was doing something outside of the business use. Any thoughts?
Perhaps sell it to him on sale or return , with price on negotiation.Sell him your handler for £2 buy it back when he's finished with it for £1