NfU insurance

[lloyd]

NFU insurance is it a premium product?
My renewal has come in over 15% increase yoy which feels excesssive.
Had a quote off a competitor for substantially less but
the main difference is NFU is the actual insurer where as
the alternative is a broker through a 3rd party.
Been with NFU a long time what are other peoples experiences?

 

[milkloss]

I am thinking the same but I haven't shopped round yet.

sorry to gatecrash your thread but I would be interested to hear of any agents/brokers worth ringing.

 

[steveR]

Finding exactly the same.

Did an online quote on the Tractor and Loader cover earlier today. NFU Quote was £1.2K more for 3 tractors and a loader... Not looked and Vehicles and Farm cover yet.

Broker here later in the week.

NFU Mutual is NOT the the Underwriter on some Policy's, as I was told this afternoon....

 

[serf]

Loyalty doesn't pay , esp with No Fekin Use ....

 

[capfits]

I think it is rife in insurance full stop that established customers are fleeced.
Car was 306 and suddenly became 561.
Quick hunt comparable policy 330.
I had been with the previous insurer for 15 years and had been competitive.

 

[Spencer]

I am thinking the same but I haven't shopped round yet.

sorry to gatecrash your thread but I would be interested to hear of any agents/brokers worth ruining.

@Nigel Wellings

 

[Spencer]

NFU insurance is it a premium product?
My renewal has come in over 15% increase yoy which feels excesssive.
Had a quote off a competitor for substantially less but
the main difference is NFU is the actual insurer where as
the alternative is a broker through a 3rd party.
Been with NFU a long time what are other peoples experiences?

No premium other than the increased premium. What premium could they possibly offer? Everything is itemised, just quote like for like.

 

[serf]

There's a freudian if ever I seen one
@milkloss

 

[tullah]

I'm finding my broker leaves it until two weeks or later before my policy expires before I get a renewal notice from him. He's determined to make it as difficult as possible for me to get other quotes.

 

[Spencer]

I'm finding my broker leaves it until two weeks or later before my policy expires before I get a renewal notice from him. He's determined to make it as difficult as possible for me to get other quotes.

Most good brokers can quote within 24hrs

 

[tullah]

Most good brokers can quote within 24hrs

But they need a renewal notice to quote against.

 

[nick...]

I'm finding my broker leaves it until two weeks or later before my policy expires before I get a renewal notice from him. He's determined to make it as difficult as possible for me to get other quotes.

Exactly the same here.should have been here mid august and still waiting .told em 2 weeks ago when I also took truck insurance to aviva for less than half what they wanted.guess I’ll be on phone again in morning
nick…

 

[milkloss]

There's a freudian if ever I seen one
@milkloss


View attachment 1136227

Heh! Edited now.....

 

[lloyd]

Finding exactly the same.

Did an online quote on the Tractor and Loader cover earlier today. NFU Quote was £1.2K more for 3 tractors and a loader... Not looked and Vehicles and Farm cover yet.

Broker here later in the week.

NFU Mutual is NOT the the Underwriter on some Policy's, as I was told this afternoon....

Caleb Roberts?

 

[Kidds]

I'm finding my broker leaves it until two weeks or later before my policy expires before I get a renewal notice from him. He's determined to make it as difficult as possible for me to get other quotes.

How does that make it difficult? I can't see why you can't get a quote of anyone else until he quotes.

To answer the op 15% increase isn't out of the way. somewhere along the lines of inflation. Compare it to others all the same and you will find the quote easy to reduce by half in my experience.
There is no premium service from NFU any more so I am not paying for one, I will go with whoever gives a good quote as long as it is a firm I feel are trustworthy (I have heard of).

 

[Spencer]

But they need a renewal notice to quote against.

So two weeks is plenty of time..

 

[lloyd]

Finding exactly the same.

NFU Mutual is NOT the the Underwriter on some Policy's, as I was told this afternoon....

Interesting as i was told this afternoon that was one of the main benefits as
there was no third party.

 

[matthew]

But they need a renewal notice to quote against.

Why?
They have list of your vehicles, and other insurable stuff and should quote against that, not Dutch auction.

 

[Spencer]

Interesting as i was told this afternoon that was one of the main benefits as
there was no third party.

Why’s that a benefit?

 

[lloyd]

But they need a renewal notice to quote against.

Can you just tell them what last years was?