Public Liability Insurance

[deethedraw]

Hi There.
Any suggestions on where to get cover as soon as I say I want crop spraying included get turned down.

 

[essexpete]

What is your main business?

 

[deethedraw]

I'm just supply myself to sit on other peoples machinery and gfw just do work for people and companies

 

[Steevo]

Bluefin would be worth a go as they are supported by NAAC.

@Nigel Wellings from Acres will likely be able to advise too.

 

[Nigel Wellings]

Dee
PM me your contact phone number and will have a tel conversation to discuss on monday.
Cover for contract spraying including damage to crops being worked upon is avaliable but need to discuss whether you are actually liable here. If you are a self-employed farmworker utilising the sprayer on whichever farm you are working on at the time, I think in the eyes of the law you will be regarded as an"employee" and therefore the farmers Insurance will kick in. If you have your own sprayer and are paid based on Acres covered and are following recomendations from Agronomist/Farmer then yes you will need your own cover .