Share Portfolio 2020
- Thread starter uztrac
- Start date
caveman
Member
- Location
- East Sussex.
Ocado gone bonkers today. Over 32% up on the day. Amazon buy out rumours?
Robw54
Member
- Location
- derbyshire
Worth noting that HL and a few others now pay interest on cash in SIPP. You can also hold savings account with certain SIPPs. 3.4% on 100+ and probably heading to 4%.
The vol over last few years can be sickening at times and if you have a decent pot and still adding gives an ok worry free return. Not a long term solution but something I’ve been wanting other than shares for a while now.
Doubt any IFA would agree but looking at big paper loses really puts me off saving which is the reality of the bulk of the gains.
The vol over last few years can be sickening at times and if you have a decent pot and still adding gives an ok worry free return. Not a long term solution but something I’ve been wanting other than shares for a while now.
Doubt any IFA would agree but looking at big paper loses really puts me off saving which is the reality of the bulk of the gains.
oil barron
Member
- Location
- Aberdeenshire
You can’t look at PE ratio in isolation of growth. It’s most likely a dying economy.
- Location
- Darlington
Rolls Royce has had a hell of a day.
Yep happy days, my best share by far
- Location
- Darlington
Mine too, hovering on 100% profit, certainly carrying some of the others.
Yeah I’ve flirted with Aim and am sick of it now. Seems totally rigged.
Yeah. Started nearly 20 years ago. They do look very tempting again right now though.
caveman
Member
- Location
- East Sussex.
Drawn down big profits on RR and Ocado today.
Happy days.
Happy days.
or have we just missed the boat and should have bought 6mths ago
- Location
- Darlington
Possibly but I may have a dabble.
Depends what you‘re buying. All the investment trusts I go for were far higher start of 2021, eminently buyable right now, similar to 6 months ago.
- Location
- Essex
Which ones do you go for?
No particular order, never mind recommendations;
BGS
BGFD
JSGI
JFJ
CCJI
AJIT
I have other inv trusts with some exposure to Japan too.
A wise man might say my portfolio is TOO diversified. I might agree if put in an arm lock, but whatever.
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Over the years I have put money into an ISA rather than a pension, thinking I might want to access it when in my early fifties. It looks as though i won't need it in the short term.
Does the collective agree that it would be wise to cash in the Isa over a few years & reinvest into a SIPP?
The advantage is I would get tax relief on the pension contributions & inheritance tax saving.
Am I missing anything?
Does the collective agree that it would be wise to cash in the Isa over a few years & reinvest into a SIPP?
The advantage is I would get tax relief on the pension contributions & inheritance tax saving.
Am I missing anything?
- Location
- Scottish Highlands
That’s pretty much what my mate is doing. Living off his savings and sticking every penny he can earn into his pension pot. Up to the limit of course (£60k/ tax year), but you can back date a bit too if you’re able.
- Location
- Darlington
Thing with a SIPP, as I see it, is you have to decide what shares you want to buy yourself.
The advantage being, everything you put in, up to your limit, is tax deductible with the government chucking a bit more in to help you out.
I'm currently outperforming managed pensions and ISAs but take two of my shares out (BP and Rolls Royce) I would be treading water
- Location
- Scottish Highlands
Not at all - I have mine managed by my IFA.