- Location
- Darlington
I stand corrected, although I do quite enjoy managing my own
Share Portfolio 2020
- Thread starter uztrac
- Start date
Taxed on exit though. ISA isn’t. They do different jobs really. I have both.Thing with a SIPP, as I see it, is you have to decide what shares you want to buy yourself.
The advantage being, everything you put in, up to your limit, is tax deductible with the government chucking a bit more in to help you out.
I'm currently outperforming managed pensions and ISAs but take two of my shares out (BP and Rolls Royce) I would be treading water
- Location
- Darlington
As interest rates rise ISAs are starting to look more and more attractive, just wish I had more free cash to play with.
- Location
- Scottish Highlands
Yup, depends on which is better in your eyes - pay higher rate now/ miss out on your tax free allowance later. I’m feeling that the shift is less as the rate of interest/ inflation rises, but still favours loading my pension.
As I only have shares interest rates aren’t of any interest. Keeping hold of dividends is.
Tonka
Member
- Location
- N Yorkshire
- Location
- Darlington
Dividend yields are one of the first things I look at when buying shares and when interest rates were sub 1% often far outyielded money in the bank.
Mine are automatically reinvested though as the plan is to build my meagre pension plot the best I can. I need to buy some more shares at the moment but have no Idea what to buy.
Rolls Royce and IAG doing it for me.
The correct way to build money over the long term. Any serious investor knows this above all else. Most of capital appreciation over time comes from reinvested dividends rather than increased share price. Buffett is always crediting his success to the power of compounding rather than stock picking. Reckon he’s worth listening to.
oil barron
Member
- Location
- Aberdeenshire
SCHD
oil barron
Member
- Location
- Aberdeenshire
The old baztard won’t pay a dividend on his own stock though. The tight arse.
Clever isn’t he?
Came across the Gulf Investment Fund a few months ago and bought a load. That part of the world is definitely the future.
- Location
- Scottish Highlands
Put a chunk into Fidelity Index World March 22 and it did very little, but didn’t lose when most things were dropping. Doubled down this March and it’s been better since then. Overall I’m exactly 10% up on the total as it stands tonight, which doesn’t feel too bad for a broad base fund.
- Location
- Darlington
Another good day for Rolls Royce 
Just keeps givingAnother good day for Rolls Royce
- Location
- Darlington
At what point do you take some profit out? Trouble is I can't see anything, reasonably safe, that I want to invest inJust keeps giving
caveman
Member
- Location
- East Sussex.
I sell £10ks worth when they stop rising and buy £10ks worth when they fall back. Keep adding numbers like that.
- Location
- Darlington
Bloody hell, I only by in £500 or 1K
possumbility
Member
- Location
- mid lincolnshire
My 10K investment in May last year is now worth 26K, might take my initial stake out next week if I can figure out what to switch it into.