Depositing cheques with a phone .

[Pheasant Surprise]

Not on a business account, they will on a personal. I phoned to ask last week!
Acorn

Yes as I noted above, cheque imaging appeared in the HSBC personal banking app about 6 months ago, perhaps a bit earlier and works quite well.

The business banking app was designed by a completely different team - to be frank it’s a clunky, nightmare, shower of shite, in comparison to the personal banking app and needs another re-write although they put a fancy (coffee shop-esque) startup splash page on it about a year ago. Like putting a pig in a dress springs to mind

 

[Pheasant Surprise]

You could buy a car or even farm with your phone !

I already do! Hahah

Me: “....drop it in price by another £150k and cheques in the post”

Them: “fudge off”

 

[bobk]

Had a go .... ffs quicker to drop it in the bank .

 

[DRC]

Had a go .... ffs quicker to drop it in the bank .

how come. did it yesterday with hsbc, and it was very quick. much better than driving 12 miles, paying to park, walking to the bank and 12 miles back.

 

[bobk]

how come. did it yesterday with hsbc, and it was very quick. much better than driving 12 miles, paying to park, walking to the bank and 12 miles back.

With lloyds the app takes the photo , it was like the golden shot .... up a bit left a bit etc etc . life's too short

 

[Courier]

Can I deposit cash by sending a picture of it ??

 

[YorkshireAndrew]

Can I deposit cash by sending a picture of it ??

Send it to me , I’ll pay it in for you . [emoji6]

 

[DRC]

With lloyds the app takes the photo , it was like the golden shot .... up a bit left a bit etc etc . life's too short

Mine did that , but took it automatically once you were anywhere near. Need a steady hand !!

 

[bobk]

Mine did that , but took it automatically once you were anywhere near. Need a steady hand !!

Sorted , thanks , I put my pint down .

 

[Rowland]

Had a go .... ffs quicker to drop it in the bank .

Did one yesterday morning cleared today. Did another a lunch time today and no doubt it’ll be cleared by tomorrow

 

[Goatherderess]

Clearing time seems to have dropped for cheques over £500 - paid one in yesterday and its cleared today - hurray!

 

[JCMaloney]

Once they do away with physical money then the system will be happy.
First they come for the cheques, then the cash...... data is the new money.
With apps & cards they know everything about where,what & how you are spending and that has more value than coins & notes.

 

[JP1]

Apple Pay is the best and most secure (by miles) way to pay imo - started at £30 but now has no limit at all on transaction size. I rarely use a card these days - they are dangerous and fraud increasingly common

You could buy a car or even farm with your phone !

Can I borrow your 'phone, I've just seen a lovely steading to buy up in Galloway ...................