Do you lock your doors at night

[ARW]

I don't live in rural Scotland, I can see the lights of a city from my living room window.

Its not a matter of danger, you say you don't insure your house, or lock your doors.
If someone takes your keys and you don't have home insurance your have no theft cover for that vehicle.
But more importantly if a family member or visitor is hurt or killed in your home and you don't have insurance, you could have some questions to answer.

If someone breaks in and steals your car keys isn’t that covered by your car insurance?
House insurance is needed for the building but I don’t see the point in contents insurance

 

[mixed breed]

Never used to, but around June this year we had some visitors in a transit, roughed dad up because he wouldn't give them a battery. He threatened to come that night and "take the feckin lot"

Despite dad remembering the number plate the Police cso arrived 3 days later and wasn't interested in taking it further, but gave us some smart water so they could trace anything they took in the future.

Fear led to change, house is locked now, the yard gates chained when we're not about and fitted 4 security cameras.

 

[Martyn]

With dairy people in and out of house day and night, so never locked. Always someone home and dogs make fair racket if someone's about.

 

[bobk]

I don't live in rural Scotland, I can see the lights of a city from my living room window.

Its not a matter of danger, you say you don't insure your house, or lock your doors.
If someone takes your keys and you don't have home insurance your have no theft cover for that vehicle.
But more importantly if a family member or visitor is hurt or killed in your home and you don't have insurance, you could have some questions to answer.

There is no public liabilty with house insurance .

 

[M-J-G]

If someone breaks in and steals your car keys isn’t that covered by your car insurance?
House insurance is needed for the building but I don’t see the point in contents insurance

It wouldn't be the first time a car insurance company didn't pay because the keys were stolen from the house.

I know of several cases.

 

[Brisel]

A lock only stops an honest person.

More elaborate locks and alarms deter the more casual thieves. Those who really want to get in will do so. Why make it easier?

 

[M-J-G]

There is no public liabilty with house insurance .

There is if you have a policy that includes it.

Are you covered for your house burning down caused by faulty contents?

 

[Still Farming]

The harder it is the long they take and more time for others to see them possibly.
Lots of cameras about .
Change routines.
Play em at their own games!

 

[davieh3350]

Don't know where the house keys are.

 

[Warp Land Farmer]

I’m not allowed keys as they don’t stay in my known possession for very long....

 

[Johnnyboxer]

There is no public liabilty with house insurance .

Yes there is, I have claimed on it this year with NFU Mutual

 

[multi power]

Hanging a live wire on the back of the door handle seems as effective as locking the door

 

[milkloss]

Car keys is the main reason for house breaks these days

Leave the keys in it most of the time anyways

Have to keep the doors locked for the house or else I might kill any thieving basket that gets in!

 

[tinsheet]

Key to this house went missing several decades ago!.

 

[Nearly]

Man I know has an 8' crowbar leaning inside the workshop door as he locks it with padlock. Anyone opening door and not catching the crowbar will still have the bruise when they wake up. Nice.

 

[kfpben]

Someone I know had a Yale lock frieze up on their house door in 1982. It’s been open ever since.

 

[Cab-over Pete]

I’d like to rig stuff up to mains electric for security. Put a warning sign up in as many languages as possible and let them take their chances.

Since that’s not legal (mores the pity) how about some kind of trigger to bomb intruders with molasses. Or slurry. Or silage effluent. Something to make it difficult and uncomfortable to go any further.

How we have got to the point of it being illegal to do someone harm who is actively doing you harm is beyond my thinking.

 

[roscoe erf]

my back door is very secure

 

[Kevtherev]

 

[Hilly]

Locks n alrams here, all done after the horse bolted, thieving barstewards locks didnt stop them mind as said above they only hinder honest folk like me, regulary having to break into my own home yale locks with keys on inside are the work of the devil.