Handelsbanken

Discussion in 'Agricultural Matters' started by reverand, Mar 16, 2019.

  1. reverand

    reverand Member

    Location:
    East lancs hills
    I will have a look at them.
    the banks business manager doesn’t have to be my best mate but you want to feel like they are listening and doing their best for you.
     
    ollie989898 likes this.
  2. reverand

    reverand Member

    Location:
    East lancs hills
    I think they have to after the government bale out. Too be honest I’m ready to be thrown out
     
    borderterribles likes this.
  3. Selectamatic

    Selectamatic Member

    Location:
    North Wales
    If you want incompetency try Barclays, they are very good at it. (n)
     
  4. reverand

    reverand Member

    Location:
    East lancs hills
    I remember when I was young my mates dad was a bank manager, old school, you had an appointment to see him personally and he lent you money if he thought you were good for it. Arrrr the good old days
     
  5. Ok, so if I need a plan B the banking for farmers and rural business could be it.
     
  6. reverand

    reverand Member

    Location:
    East lancs hills
    Yep, you set it up. Free banking , advice and huge interest free overdraft please. Dividends for “ investors “. You get the picture
     
    New Puritan and DrWazzock like this.
  7. JJT

    JJT Member

    Location:
    cumbria
    With handlesbanken here, no where near anything like a million borrowings, so unless they have changed policy in the last 2 years I don't know why that is everyone else's experience :scratchhead: Anyway cannot fault them, only ever deal with local branch. Happy to give an extra loan when we wanted to make a large purchase, set up very fast with no fuss and a good rate. Moved from HSBC after 3 years of nothing but petty annoying problems that never got sorted after 47 years with them.
     
  8. reverand

    reverand Member

    Location:
    East lancs hills
    That is what i was hoping. Are they dear?
     
  9. JJT

    JJT Member

    Location:
    cumbria
    Maybe slightly more than HSBC were but not much, and if we costed in the hassle we had with HSBC I would say they are cheap! Lol
     
    holwellcourtfarm and reverand like this.
  10. reverand

    reverand Member

    Location:
    East lancs hills
    Thanks for reply. I will book a meeting
     
    JJT likes this.
  11. I've been with RBS all my farming life and I'd have to say ,been very happy with them. There have been times when I've had a lot of money from a succession of interested and knowledgeable managers, bearing in mind that I was a first generation tenant and the only security that they had was an Agricultural Charge on what i''d spent their money on, mostly cows! I don't have any borrowed money now from them, or anyone else, but will still be a little sorry to have to leave them.
     
    David. likes this.
  12. PSQ

    PSQ Member

    Location:
    Scottish Borders
    I’ve heard it’s possible negotiate a sizeable ‘golden handshake’ to move from RBS...
     
  13. Not sure just how sizeable, but the letter I've had does mention cash incentives and more???
    At least they seem to have binned that William's and Glynn's carp. They made that sound more like a pair of pansies than the redoubtable establishment that the old bank used to be, pre the RBS take-over!
     
    reverand likes this.
  14. We've had a friend recommend Handelsbanken to us, he's with them, says they're excellent.
    He's not a farmer though.
    And possibly has 6 figures in the bank....
     
  15. reverand

    reverand Member

    Location:
    East lancs hills
    I don’t want to embarrass myself with my pathetic 4 figures
     
  16. oldoaktree

    oldoaktree Member

    Location:
    County Durham
    Used to have business banking with Barclays and my manager and the rest of the staff where very good.
     
  17. jamesy

    jamesy Member

    Location:
    Orkney
    Get on well with Clydesdale, local business manager to go and see when you want. Only thing that concerns me is their taking over of Virgin banking and the seemingly different direction they are heading.
     
  18. britt

    britt Member

    Location:
    leics/warks border
    The Yorkshire bank were actively looking for farmer customers recently, dedicated agricultural business manager for the area.
     
    reverand likes this.
  19. Courier

    Courier Member

    Makes you wonder why they are not doing it in Yorkshire ??
     
  20. Clive

    Clive Staff Member

    Location:
    Lichfield
    I use Handelsbanken for my personal banking and rate them VERY highly, the service is exceptional

    I get on well with Lloyd’s for business but would hapity move business accounts there if I ever had reason to
     
    Last edited: Mar 17, 2019
    holwellcourtfarm likes this.

Share This Page