Insurance payment

[Directdebit]

Hi, my insurance renewal was due on the 28th of April,broker took ages to get my quote to me,was the 4th of June actually! And the price had went from £240 a month to just shy of £500,with less cover,wouldnt touch biomass boiler and a workshop at a property we rent out.
Ended up cancelling it and went elsewhere,now just been hit with a bill for 1k for cover from my renewal date! What would you do????

 

[Jo28]

Hi, my insurance renewal was due on the 28th of April,broker took ages to get my quote to me,was the 4th of June actually! And the price had went from £240 a month to just shy of £500,with less cover,wouldnt touch biomass boiler and a workshop at a property we rent out.
Ended up cancelling it and went elsewhere,now just been hit with a bill for 1k for cover from my renewal date! What would you do????

presumably you would have owed them £500 anyway for the 2 months so the argument is over another £500. I thought they had to inform you a month prior to the renewal date tbh? Did you not realise that it was due for renewal? I would argue it because they didn't send the renewal until ridiculously late but wouldn't hold out any hope of winning as its your responsibility also to make sure you are insured.

 

[FonterraFarmer]

Insurance companies are pricks, expect premiums to be paid on time but when they need to pay a claim they draw it out for 10 months....ffs.

 

[Tamar]

Would you not have claimed if you had an accident in that time !?!

Just pay it

 

[Still Farming]

Usually printed on renewal, if payment not received payment in full by a certain date any cover will be limited or not covered?
Was it a direct debit or full payment methods?
May help, check all.

 

[som farmer]

insurance companies are 'obliged' to quote the renewal terms a month before due date.

just had a claim rejected, loss adjuster telling us, our engineer said it was normal wear and tear, just forwarded a letter from the said engineer, saying it was definitely not wear and tear, and stating to the loss adjuster, this was case of him never having to replace this circuit board anywhere else. Frost damage to a water pipe, sprayed water over it.

Rejecting a claim is one thing, stating the reason as 'wear and tear', when the engineer stated it definitely wasn't, is another, we await their response, with interest. The replacement board was £900 + labour/travel, so worth claiming for.

 

[fieldfarmer]

I would read the small print to see if you were unfortunate enough to have had to make a claim in that time were you fully covered still, if you were still fully covered it was on the old policy terms so just pay at the old policy rate.

 

[robs1]

Would you not have claimed if you had an accident in that time !?!

Just pay it

If he hadn't paid they would have refused to have paid out that's for certain.

 

[Steevo]

insurance companies are 'obliged' to quote the renewal terms a month before due date.

@Nigel Wellings could you advise if this is true please?