- Location
- Ceredigion, wales
Well I wish she'd hurry up and decide what she wants!
That bimbo is buying someones produced grain, someones hay/straw and probably does so with cash at the till, unlike a lot of farmers.
Merchants closing Accounts
- Thread starter Still Farming
- Start date
- Location
- 200 miles N,NW of New York
Grain Buyer
Member
- Location
- Omnipresent
Nearly every feed merchant and cooperative throughout the country are the same. Effing horsy stuff everywhere and when you nip in to get some urgent supplies you have to wait in the que whilst some bimbo decides which nuts would suit her horse best.
I'd rather be stood behind some bimbo, then some shite splatted farmer grunting at the staff because they don't have a certain type of nail.
llamedos
New Member
yes especially the ones there to pay their account they have had for over 6 months in debt, and expect the rest of the store to listen to their tales of woe for half an hour. - Location
- 200 miles N,NW of New York
Grain Buyer
Member
- Location
- Omnipresent
As a student I worked for a country merchant. It was amazing how much cash was outstanding to farmers, who for some reason didn't think it was up to them to pay for stuff on the day. I'm not talking about pallets of chemical or tonnes of fert. But if you need a tub of rat bait, and you drive to the store to buy said rat bait, is it not beyond the realms of logic to take some means of payment? I remember the ignorant farmers who would come in to settle their bills, and literally chuck their cheque book at you. You would have to fill in the cheque and pass it back for them to sign.
- Location
- Ceredigion, wales
Well yes, when you put it like that I can't argue.
My point was of course that merchants are having to diversify into equine and market gardening to make ends meet. This doesn't help much when your in a hurry for some lamb colostrum or a few bottles of calcium and the person in front is taking forever to spend a few quid and you just want to book down and scarper.
- Location
- Huntingdon
- Location
- Ceredigion, wales
Yep, unfortunately they don't all look like that.Jodhpurs help ease the waiting time??
llamedos
New Member
Well yes, when you put it like that I can't argue.
My point was of course that merchants are having to diversify into equine and market gardening to make ends meet. This doesn't help much when your in a hurry for some lamb colostrum or a few bottles of calcium and the person in front is taking forever to spend a few quid and you just want to book down and scarper.
Just politely butt in, excuse me I am in a bit of a rush..... job done
Grassman
Member
- Location
- Derbyshire
Dont you realise how important farmers are?
- Location
- 200 miles N,NW of New York
why do you think your better than everyone else
Arthur Scargill said the same about the miners
Yep Leominster went with little publicity, evidently Hintons a local like trading store were near enough buying stuff from there with 70% off trundling down to their store and selling it at their own prices!
I only use Countrywide now for dog food and was in Hereford on Monday and had a quick look at getting the eldest lad a new pair of Wellingtons! Needless to say I only walked out with a bag of dog food.
Then there's that loyalty/points card, the girl said that I've got a tenner on mine. Not to be sniffed at, but it has taken around 10 years to get that
I only use Countrywide now for dog food and was in Hereford on Monday and had a quick look at getting the eldest lad a new pair of Wellingtons! Needless to say I only walked out with a bag of dog food.
Then there's that loyalty/points card, the girl said that I've got a tenner on mine. Not to be sniffed at, but it has taken around 10 years to get that
Grassman
Member
- Location
- Derbyshire
I was being sarcastic
- Location
- Ceredigion, wales
Fair point but it's far easier and quicker to book down if you're in there quite often and probably cheaper for the merchant to process one cheque or Bacs a month than numerous credit/debit card transactions (assuming of course that the farmer pays his bill regularly).
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- Location
- Ceredigion, wales
I'm far too polite to do that.Just politely butt in, excuse me I am in a bit of a rush..... job done
Grassman
Member
- Location
- Derbyshire
Trouble is there isn't the margin in goods nowadays.
Everything is available online at tight margins. No room for credit.
I remember one country store doing 2 days a week free delivery on everything. Pay on account 30 days credit from invoice date then spend a couple of months begging to get paid. They were delivering a couple of marker sprays or a feed block at a time to some!. Just ridiculous looking at it now but they were desperate to get customers and keep them and farmers take advantage of the situation.
Everything is available online at tight margins. No room for credit.
I remember one country store doing 2 days a week free delivery on everything. Pay on account 30 days credit from invoice date then spend a couple of months begging to get paid. They were delivering a couple of marker sprays or a feed block at a time to some!. Just ridiculous looking at it now but they were desperate to get customers and keep them and farmers take advantage of the situation.
Quite so, GTB.
With IRs at near zero, credit card fees can amount to well over a year's interest on any late payments by cheque.
Obviously, therefore, entities closing down cheque accounts are more likely to be in a liquidity, rather than a solvency, crisis.
Countrywide directors have only themselves to blame.
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Adam@Rumen
Member
- Location
- Nantwich/Rishton
That was my thought tbh - if it's the cash collection that's the issue, give everyone the chance of signing up to DD
- Location
- Shropshire
I deal with them quite a bit now too.
Tend to find when they have deals on stuff that they are unbeatable, but rest of time they are expensive. Also, unless you go in constantly, you often miss offers. Plus you can't book stuff to account off website, and reps can't order stuff onto your account from website either.