Washing machine insurance

[dirty harry]

Hi there, the farm washing machine insurance renewal has just come in from domestic & general @ 7.50/month, (up from 4.50!)
just wandering what other similar companies folk recommend as I guess there’s plenty of sharks out there....!!
Cheers dh

 

[Lincs Lass]

How old is it

 

[deleted user 837354]

What the fudge is washing machine insurance?

 

[Pennine Ploughing]

What the fudge is washing machine insurance?

he has very little worries in life, if that's bothering him

 

[Hindsight]

Hi there, the farm washing machine insurance renewal has just come in from domestic & general @ 7.50/month, (up from 4.50!)
just wandering what other similar companies folk recommend as I guess there’s plenty of sharks out there....!!
Cheers dh

Self insure for those things. Cancel and put the 7.50 in a piggy bank - literally. New washing machine £250, so after three years have a replacement fund. These little insurances are bonkers. I speak from experience as I just cancelled direct debit for similar amount to yours for freezer insurance that slipped in when a new freezer was bought a few months ago - am irritated have remitted nearly £100 in just over a year. Freezer is absolutely fine and a replacement not that much more expensive.

Best wishes,

 

[Ukjay]

Hi there, the farm washing machine insurance renewal has just come in from domestic & general @ 7.50/month, (up from 4.50!)
just wandering what other similar companies folk recommend as I guess there’s plenty of sharks out there....!!
Cheers dh

Are you talking about a large industrial washing machine, or a small domestic unit?
If the latter, usually the extended warranties on parts are included sono insurance is required as the labour is usually capped fee.

 

[deleted user 837354]

I was going to say if you are using a domestic washing machine for anything but your own laundry you need a commercial machine and these are expensive so you need a warranty.

 

[som farmer]

eu, 2 yr warrantee on lec goods, will it continue after Brexit ? The replacement of these domestic appliances is as cheap as the insurance you could pay. When we look to buy a replacement appliance, we use either of 2 local shops, brilliant service, mrs bought a new fridge, £197, at 2.00, delivered and plugged in (plug change) by 5.00. Would have taken the old 1 for £10, but we had a use. Main stream, £25 for removal, support your local shops, and get a better deal !!!!

 

[Treg]

I always make sure mine has third party , fire & theft on it.

 

[deleted user 837354]

I always make sure mine has third party , fire & theft on it.

Ah yes, in case someone steals, it, joy rides it and leaves it burned out in a lay-by. Thinking about, it I might need to renew my microwave insurance soon.

 

[Treg]

Ah yes, in case someone steals, it, joy rides it and leaves it burned out in a lay-by. Thinking about, it I might need to renew my microwave insurance soon.

High value equipment like microwaves should be fully comp.

 

[Farma Parma]

eu, 2 yr warrantee on lec goods, will it continue after Brexit ? The replacement of these domestic appliances is as cheap as the insurance you could pay. When we look to buy a replacement appliance, we use either of 2 local shops, brilliant service, mrs bought a new fridge, £197, at 2.00, delivered and plugged in (plug change) by 5.00. Would have taken the old 1 for £10, but we had a use. Main stream, £25 for removal, support your local shops, and get a better deal !!!!

your very correct here, have used & will do in the future local ind firm who sell all brands but esp the likes of Bosch & Miele which id consider for my white goods & we indeed have a good selection of atm.

 

[deleted user 837354]

High value equipment like microwaves should be fully comp.

It's not the value that worries me but the potential to cause damage to third parties. I left the door open last week for just a minute and my 4 year old scorched a hole in next door's house the beam was so powerful.

 

[Princess Pooper]

I bought a cheap digital camera a few years ago for about £25. They seemed disappointed when I declined the offer of insurance for about £12 a year.

 

[Princess Pooper]

High value equipment like microwaves should be fully comp.

yup, my microwave is about 15 years old and cost £90.

 

[Exfarmer]

We used t have washing machine insurance , as the-machine gets older insurance goes up, then at 6 years guy comes out tells you he needs parts. returns fortnight later with wrong bit. Month later wife tells you a divirce is imminent if new machine is not in house by next day.
go to EO and find new machine is half what you have paid out over the years.
put old machine on Ebay as scrap, sells for £30 to a little Polish guy who when he picks it up, tells you he makes good living, as repair is £5 and takes 20 minutes when you know how. Knocks them out for £75 with 1 years warrantee which he covers himself.

Did buy a semi industrial Swedish machine once, had ten year waranttee all parts and labour, cant go wrong I thought, but it would break down 2 or 3 times a year and wife was totally peed off after 3 years of that one ?

 

[Martin Holden]

What the fudge is washing machine insurance?

It’s a con! Most decent machines have at least a 5 year life with no issues so the extended warranties just aren’t worth it. We’ve always managed 10-12 years from each we’ve had with no insurance.

 

[betweenthelines]

Following on from the "Dont drive your tractor to the Pub" thread, I suspect that you may have trouble getting a payout on a washing machine fault as they will say it was used for commercial purposes-especially as you probably claim part of the purchase cost as a business expense.

 

[SteveHants]

Just buy a second hand one off gumtree - mine just cost me £35.

If it breaks I'll do the same again. My last one was free from freecycle and lasted 4 years....

 

[Highland Mule]

Just replaced my dishwasher last month - £200 from Argos. Old one was in house when I bought it and had been there since 1985, according to the label on the back. Repair chap had no idea how to repair, as he never sees anything that old. I don't expect the new one to last as long, but if I get five years that will be 11p/day and I'll be happy enough.