Transport

[Tonym]

Thanks for all your comments so far. Decided to do a little research yesterday, rang NFU to get some idea of insurance costs. Used a hypothetical 1992 lorry for quote purposes and they came back with £750 third party, £850 fully comp, thought blimey this is a none starter. Only to be rung back 15 minutes later to be told £100 fully comp. Is that about right?

They tried that one on me when I bought my lorry so I used Walker Midgley. A year later Dealer bought a lorry and got his policy from a different branch so I was quoted again and was told the high numbers again but not for the Vintage lorry Policy for vehicles over 15 years old which they said they knew nothing about. I then said I would do it at the other branch 30 miles away and brought a photocopy of Dealers policy into play and they said we will make a phonecall.
Surprise surprise we do a Vintage policy and that will be £115.
I think the branch secretary has commission on his sales and it was in his interests not to know about the Vintage policy and sell me the dearer one.

 

[Ley253]

Don Williams had a similar problem. The Branch just didnt know their job, after a bit of education the vintage policy was discovered!

 

[Pilgrimmick]

Just looked on the NFU website and cannot find the vintage policy. Any links available?
What can be insured on it, just LGV and tractors, or can Land Rovers and the like be included?

 

[Fergie Ploughman]

If you don't ask you don't get.... I found many of these insurance have various policies that will offer a price reduction of some form or another. I think I pay £130'ish for my 2000 Iveco 75E15, I think the cut off is 15 years young to get a "vintage commercial" policy.

As for which truck is best, when your running something 15 years plus old, they all have there good and bad points. For every persons good comment there will always be a bad one. One thing with my Iveco is that they made 1000's and 1000's of them, consequently getting spares is a doddle, nice and cheap and plenty available. I've run a few little trucks and it's the best one I've had, drives a treat. One thing is certain, it's a mechanical machine and it will at some point need a repair or two. What you can't account for is how hard a life it's had before you bought it. Low miles doesn't always mean an easy life, often high milers are business users and get treated to dealer services, 8 weekly inspections, etc.

Sounds simple, but basically you need to know what your looking at and buyer beware....

 

[arcobob]

They tried that one on me when I bought my lorry so I used Walker Midgley. A year later Dealer bought a lorry and got his policy from a different branch so I was quoted again and was told the high numbers again but not for the Vintage lorry Policy for vehicles over 15 years old which they said they knew nothing about. I then said I would do it at the other branch 30 miles away and brought a photocopy of Dealers policy into play and they said we will make a phonecall.
Surprise surprise we do a Vintage policy and that will be £115.
I think the branch secretary has commission on his sales and it was in his interests not to know about the Vintage policy and sell me the dearer one.

These days it is very rare to deal with insurance companies rather than brokers. Brokers used to provide a service by representing the needs of their customers but not any more. They are simply commission agents who look after themselves and their bosses, the underwriters and to hell with the customers. There is now another layer of parasites who feed customers and their information to the brokers. These may be comparison sites, ambulance chasers or simply internet trolls.

 

[Pennine Ploughing]

with the NFU, if your looking for lorry insurance for vintage tractor transport, or vintage tractor insurance,
DON'T go to local office, call direct to NFU at Stratford on Avon, as they have a department that does all of that,
so few of this type of policy is sold, local office dont know about the vintage policy, and even if they did, they dont know the rates, and have to call head office as above

 

[massey765]

Just bought a MAN tgl 7-180 auto 2008 3 seat day cab with 21' 6" box
Intending to make a living section in the front and a cattle wagon type tail board
So I will see how it goes and what nfu want to insure it

 

[Pennine Ploughing]

Just bought a MAN tgl 7-180 auto 2008 3 seat day cab with 21' 6" box
Intending to make a living section in the front and a cattle wagon type tail board
So I will see how it goes and what nfu want to insure it

Nfu will want about £800 TO 1K for insurance as its to young for vintage policy

 

[arcobob]

Just bought a MAN tgl 7-180 auto 2008 3 seat day cab with 21' 6" box
Intending to make a living section in the front and a cattle wagon type tail board
So I will see how it goes and what nfu want to insure it

I would get it weighed before you add any more weight. Also your ramp will be very steep unless you extend it above the roof or make it a two piece ramp or extending ramp. The way they make it work with horse boxes is to make a step up at the bottom or hinge the ramp about a foot below the bed floor or both--not much good for loading tractors.

 

[massey765]

Nfu will want about £800 TO 1K for insurance as its to young for vintage policy

There isn't a not like button John
I will see wot they say in morning
If it is up in those figures it is to much
Bleddy nice thing ta drive tho ...power for ever and nice auto box

 

[massey765]

I would get it weighed before you add any more weight. Also your ramp will be very steep unless you extend it above the roof or make it a two piece ramp or extending ramp. The way they make it work with horse boxes is to make a step up at the bottom or hinge the ramp about a foot below the bed floor or both--not much good for loading tractors.

My plan is to make a beaver tail in the back 4'...that will make the tailboard longer and i am thinkin that a tractor should climb up that ok
One of the reasons for a box is so the tractor and plough can live in the dry and be loaded ready ta go

 

[arcobob]

My plan is to make a beaver tail in the back 4'...that will make the tailboard longer and i am thinkin that a tractor should climb up that ok
One of the reasons for a box is so the tractor and plough can live in the dry and be loaded ready ta go

That would help. I think the guide is the length of ramps should be about 3.5 times the height from the floor but a full width ramp will be very heavy. Start adding big springs or a hydraulic power pack and rams and the iron to support them up goes the weight. Another consideration is , if the beaver tail drops too low, you still have to accommodate the lights, perhaps below, and you can end up with a ground clearance that is not good on fields or rough gateways. I think the idea of a box is very useful but not many have used it. Don Woodhouse of course, but he has a big lorry. There was a guy in Norfolk who did it with a 7.5 tonner but sadly he died and the lorry was sold away. Perhaps you see more of these up north.

 

[Pennine Ploughing]

There isn't a not like button John
I will see wot they say in morning
If it is up in those figures it is to much
Bleddy nice thing ta drive tho ...power for ever and nice auto box

Ring nfu at head office, at Stratford upon Avon, they will help more than local office, make sure you tell them it's for private use, and only transporting, your tractor and plough,
i been told they have to be over 15 years old to get cheaper insurance, but this will be interesting, let us know how you get on with them tomorrow

 

[arcobob]

Ring nfu at head office, at Stratford upon Avon, they will help more than local office, make sure you tell them it's for private use, and only transporting, your tractor and plough,
i been told they have to be over 15 years old to get cheaper insurance, but this will be interesting, let us know how you get on with them tomorrow

Private horsebox insurance used to be cheap because the annual mileage was low and I don`t see why the same should not apply here. The company who did special rates on this a few years back was South Essex Insurance.

 

[Pennine Ploughing]

[ QUOTE="arcobob, post: 3920624, member: 4112"]Private horsebox insurance used to be cheap because the annual mileage was low and I don`t see why the same should not apply here. The company who did special rates on this a few years back was South Essex Insurance.[/QUOTE]
I think the same, as its low miles and no hire or reward,

 

[massey765]

Be totally gutted if I can't insure it ecconomicly cos it's so nice ta drive

Bin to the th this week and one of the lads is man dealer with depots in Blackburn and Leeds
Think I have bought it write cos it has a damaged roller shuter door which if it's goin in the skip it won't matter
Otherwise its tested till next Jan and has been parked up since

 

[Howard150]

Be totally gutted if I can't insure it ecconomicly cos it's so nice ta drive

Bin to the th this week and one of the lads is man dealer with depots in Blackburn and Leeds
Think I have bought it write cos it has a damaged roller shuter door which if it's goin in the skip it won't matter
Otherwise its tested till next Jan and has been parked up since

Might pay you to have a quick word with Richard Wilson. He has a box on his.

 

[Cordiale]

Thought he'd got one foot in the furrow, so as to speak.

 

[Pennine Ploughing]

Thought he'd got one foot in the furrow, so as to speak.

No I Don't Believe it, Margaret

 

[massey765]

Might pay you to have a quick word with Richard Wilson. He has a box on his.

I have spoken to Richard but his 10/12 ton and i can only drive 7.5 ton , but not asked him about insurance......I'll see how nfu treat me in the morning