Cash, what to do with it come negative interest rates?

Only two real options for the discerning cash-rich gentleman who enjoys a portfolio that is particularly risk laden.

The most obvious one of course for the uninitiated and slightly nervous is blackjack:

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The second option that is open to the experienced investor who is looking for slim returns and extremely high risk exposure is agricultural contracting.
 
I get the feeling this is going to be a more and more likely scenario......

So what to do with cash?

Various pots to think about!

1: Cash in the business
2: Cash in personal accounts
3: Cash in pension pots nearing maturity (ie in the next 2 or 3 years)

Borrowings are minimal in business and personal accounts, most of which is on near zero interest rates.

Various values against all pots but they add up to.....

Know a couple of farmers with no debt and own their land who are preparing to borrow as much as they can making existing assets sweat heavily to invest in things outside of agriculture. Their view is replacing BPS with alternative incomes.

Then others who are planning on doing absolutely nothing other than carrying on as per usual.
 

Agrivator

Member
African Agriculture is the hot investment at the moment obviously you need to get in early before everyone else does. Send me as much as you can and I will invest it wisely for you. Let’s keep this under our hats for now.

What about starting a ''clean-water well installation'' company in Africa.

When I see young girls cuddling about filthy water holes, trying to fill a 10l plastic drum, while the local menfolk seem to be too busy idling about to do anything about it, there must be plenty of opportunities. And finance should be easy: there must be countless willing donors from the affluent world.
 

Humble Village Farmer

Member
BASE UK Member
Location
Essex
The problem is with anything like that who is going to pay for it. People here are incredibly poor existing on less than a pound a day. For a lot of people it’s an existence rather than a life.
You would think that would be a government priority but I suppose they've got more important things (or people) to spend their money on.
 

nelson

Member
Mixed Farmer
Location
herefordshire
Know a couple of farmers with no debt and own their land who are preparing to borrow as much as they can making existing assets sweat heavily to invest in things outside of agriculture. Their view is replacing BPS with alternative incomes.

Then others who are planning on doing absolutely nothing other than carrying on as per usual.
so what are they planning to invest in to make them all this money then?
 

SFI - What % were you taking out of production?

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  • 100% I’ve had enough of farming!

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