Home for "surplus" cash

[steveR]

Looking around again for a home for a few Grand that has accumulated as I have maxed out the Marcus a/c. All the big boys are offering piffling sums of interest, so it has to be the new banks on the block. Wanting online only access and hope to achive 4-5% at todays rates, 3-4 accesses/annum.

Private or Business, doesn't matter I have found

Looked at Oxbury, but has to be run off a phone app only, which is not my choice TBH. Sadly wont run on a chromebook either .

Needs to be joint a/c which seems to throw the bank software into a tizz too often....

 

[Hfd Cattle]

...... The Hfd Cattle appreciation fund will welcome a boost ....Will pm you the bank details if you want

 

[puppet]

According to papers instant access at 5% with Ulsterbank, Paragon, Metro or 120 notice with Melton, Vanquis, Tipton and Coseley BS, Hampshire Trust all at 5.5%. All under financial regulations up to 85k

 

[neilo]

Looking around again for a home for a few Grand that has accumulated as I have maxed out the Marcus a/c. All the big boys are offering piffling sums of interest, so it has to be the new banks on the block. Wanting online only access and hope to achive 4-5% at todays rates, 3-4 accesses/annum.

Private or Business, doesn't matter I have found

Looked at Oxbury, but has to be run off a phone app only, which is not my choice TBH. Sadly wont run on a chromebook either .

Needs to be joint a/c which seems to throw the bank software into a tizz too often....

Around 5% available in lots of places for instant access currently.

I have a bit in an Oxbury savings account. I access it via their website on a PC, not the phone app. It does use the phone app for verification when you access online, in a clever/secure kind of a way.

Paragon do a double access at 5.05%

 

[ollie989898]

...... The Hfd Cattle appreciation fund will welcome a boost ....Will pm you the bank details if you want

Is that the same charity I've heard of people sending spare bales of hay/straw and silage?

 

[PI Stsker]

Don’t get that problem with coutts

 

[Bwcho]

What about Premium Bonds depending on whether you need the money to work hard? Not everyone's cup of tea and you won't be able to own them jointly, but I like them as a boring safe play in a diversified portfolio.

 

[ollie989898]

Anyone ever tried their hand by investing in classic collectible Ford tractors?

 

[spin cycle]

Well that's you on 'ignore'

 

[Oliveau]

Looking around again for a home for a few Grand that has accumulated as I have maxed out the Marcus a/c. All the big boys are offering piffling sums of interest, so it has to be the new banks on the block. Wanting online only access and hope to achive 4-5% at todays rates, 3-4 accesses/annum.

Private or Business, doesn't matter I have found

Looked at Oxbury, but has to be run off a phone app only, which is not my choice TBH. Sadly wont run on a chromebook either .

Needs to be joint a/c which seems to throw the bank software into a tizz too often....

If you don’t mind a bit of risk, have a look at Kuflink. I’ve put c. £80k with them over the last couple of years and they haven’t let me down yet. Returns of 8% +

 

[PI Stsker]

If you don’t mind a bit of risk, have a look at Kuflink. I’ve put c. £80k with them over the last couple of years and they haven’t let me down yet. Returns of 8% +

Famous last words

 

[Still Farming]

Santander apparently a "rich" friend told me!

 

[PI Stsker]

Santander apparently a "rich" friend told me!

For the OP’s ‘few grand’ I’d say you’re probably right!

 

[carbonfibre farmer]

Anyone ever tried their hand by investing in classic collectible Ford tractors?

I can think of a couple on here who do I perhaps won't tag them (as my burgeoning cage wheels collect will get mentioned I'm sure )

For the OP, moneysavingexpert normally has a list of the best rates available.

 

[Woody j]

Looking around again for a home for a few Grand that has accumulated as I have maxed out the Marcus a/c. All the big boys are offering piffling sums of interest, so it has to be the new banks on the block. Wanting online only access and hope to achive 4-5% at todays rates, 3-4 accesses/annum.

Private or Business, doesn't matter I have found

Looked at Oxbury, but has to be run off a phone app only, which is not my choice TBH. Sadly wont run on a chromebook either .

Needs to be joint a/c which seems to throw the bank software into a tizz too often....

Ulster bank 5.2%

 

[Skintagain]

Virgin triple access 5.07% I think

 

[Whitewalker]

...... The Hfd Cattle appreciation fund will welcome a boost ....Will pm you the bank details if you want

Can I jump on board too please ?

 

[Lakes Nash]

If you tie it up you will get better returns,

 

[Whitewalker]

If you tie it up you will get better returns,

@Hfd Cattle tie up for 2 years in a good stirk

 

[BuskhillFarm]

Anyone ever tried their hand by investing in classic collectible Ford tractors?

That’s where I put my spare money, every grand it goes up you spend it on oil