primmiemoo
Member
- Location
- Devon
Critical illness cover doesn't cover all critical illnesses, so take it out if you're certain that you won't develop something fatal but not common. There may be provision for extra cover for rarities, but if there is, it could be at a much higher premium. All a bit strange, because a terminal diagnosis from a rare but terrible illness would automatically be thought of as covered should the av individual on a bus be asked to express their thoughts on the subject.
Also be very aware that it's the NHS that will have to patch you up when your private health care provider makes a pig's ear out of that convenient procedure that you have diarised so carefully. The situation might have benefitted from private having co-operated with the NHS during covid (really do check first) , but, certainly historically, many private hospitals have not necessarily been as well equipped and skillfully staffed as NHS for when things go wrong.
Also be very aware that it's the NHS that will have to patch you up when your private health care provider makes a pig's ear out of that convenient procedure that you have diarised so carefully. The situation might have benefitted from private having co-operated with the NHS during covid (really do check first) , but, certainly historically, many private hospitals have not necessarily been as well equipped and skillfully staffed as NHS for when things go wrong.