Paying for stuff.

Does anybody pay for inputs with a credit card ?
reason for asking Barclay card now do a 1% cash back business credit card. No fees upto 56 days before payments are due. And have upto 25k limit. So just using it normally without early payments would make 3k a yr.
so does anybody pay for feed and fert this way for example.
 

vantage

Member
Location
Pembs
Does anybody pay for inputs with a credit card ?
reason for asking Barclay card now do a 1% cash back business credit card. No fees upto 56 days before payments are due. And have upto 25k limit. So just using it normally without early payments would make 3k a yr.
so does anybody pay for feed and fert this way for example.
Very interesting.
Only use a credit card with a £5 k limit, for smaller items, cleared by DD every month.
 

pine_guy

Member
Location
North Cumbria
Does anybody pay for inputs with a credit card ?
reason for asking Barclay card now do a 1% cash back business credit card. No fees upto 56 days before payments are due. And have upto 25k limit. So just using it normally without early payments would make 3k a yr.
so does anybody pay for feed and fert this way for example.
I’m thinking many firms won’t be keen on the costs from their end. Very interesting though. Keen to see if this is possible.
@[email protected] might shed a bit of light.
 

Flatlander

Member
Arable Farmer
Location
Lorette Manitoba
Asked here to pay for fertilizer seed and chemicals with a card and was told yes but it was a 3% charge for doing it. So didn’t go that route but bought grain bins and paid fir them with the business card and had enough back fir a week in Jamaica with the wife With no added percentage. I use the CC for all parts and sundries fir the farm and the wife is religious about doing the bills before any charges are payable. Ask you supplier if they have added charges and go from there. Most card business want you to keep passing money thru them in the hope you’ll miss a payment deadline or overspend so your in their clutches forever lol.
 

Nukemall

Member
Most of the larger bills will add a percentage for using card, and offer a reduction for dd. My feed supplier offers discount for monthly dd, or additional discount for 14 day dd.
 

Highland Mule

Member
Livestock Farmer
Business credit cards have much higher merchant fees than personal ones, so suppliers will be loathe to use them. If they aren’t, better to negotiate a 3% discount on your bill, as they will be paying more than that.

In the past, it was easy to rack up air miles etc, but getting much harder now. Never use air miles for economy flights though, only business or first class - you only save on the base fare and still have the taxes and surcharges to pay, which is most of the costs for an economy flight anyway.
 
Hmm perhaps I’ll have to stick to my personal credit card but become more adventurous where I use it.
Currently we pay for
Water
Insurances
Most machinery repairs
Builder merchant
All vets bills
Sprays/seeds(mostly)
Anything bought online
The odd machinery purchase
 

Flatlander

Member
Arable Farmer
Location
Lorette Manitoba
D'know, if you hadn't put "Arable Farmer" under your avatar, I never would have guessed.
Lol. Didn’t travel at all when I was younger never had the time or money either. Travel to Caribbean from here during the winter is cheap,similar to a week in Spain for uk residents. We try to get away a couple of time over winter to a warm place. Cuba is the families favourite by far. Short flight and the best beaches you can find.
 

NI agri-food stakeholder groups discuss climate change bill with committee

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Written by Richard Halleron from Agriland

The Livestock and Meat Commission (LMC) recently submitted oral evidence to members of the Stormont Agriculture, Environment and Rural Affairs (AERA) committee on the content and potential impact of the Northern Ireland Climate Change Bill (No.2).

This draft legislation was recently introduced to the Northern Ireland Assembly by the Department of Agriculture, Environment and Rural Affairs (DAERA) in conjunction with agriculture minister, Edwin Poots.

“We were accompanied by representatives from a wide range of food industry bodies, including the Northern Ireland Meat Exporters’ Association,the Ulster Farmers’ Union [UFU], Northern...
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