Relief milking insurance

In the pit

Member
Livestock Farmer
Location
Pembrokeshire
Mines be with the nfu for 30 years now
I have public liability along with antibiotic failure
Public liability is easy to get ,ab failure might not be so easy
Nfu best bet
 

Cowman31

Member
Antibiotic failure just comes under the public liability insurance it’s not a specific policy. I would go through a broker as the NFU are way to over priced. Relied Milker we have pays £200 a year for a policy that covers him up to 1million...no brainier
 

Kate_PaceWard

Member
Location
Stoke on Trent
There are a few aspects to this type of cover.

If you are paying someone to do the work this person normally has their own insurance in place.
Or you could add the cover for the person doing the milking ie Employers Liability.
If you as the relief milker require the cover, you can get stand alone PL cover for this, but we would require your Turnover to give you an idea on price.
 

Nigel Wellings

Member
Premiums start from £350 plus 12% tax in Broker market. This gives a £5 million indemnity limit for Public Liability based on a turnover of up to £65 000 per annum. This is for general farmwork including milking. It will therefore adequately cover antibiotic failure claims against self employed herds-persons.
I have seen NFU charge between £200-£900. Broker market moved to £350 minimum premium over 12 months ago. I would never recommend a public liability indemnity limit below £5 million. We use £10 million - £20 million as standard on farms.
Watch out for contract milking companies saying all their staff have cover against antibiotic failures. When it comes to making a claim they often don't have such cover!
 

kfpben

Member
Location
Mid Hampshire
Am I the only one who's been slightly shocked to see several relief milkers comment on here they are not insured?
I have a guy drive my tractor sometimes, self employed but he’s on my farm insurance policy. I don’t expect him to have his own. Surely it’s no different with a herd of cows?
Do shearers need insurance? Lambing/calving students?
The farm I milk on currently said that there they have their own insurance, but I would have to pay the £200 excess if there ever was an AB failure. Fair enough- as long as it’s my fault of course! If the herdsman has forgotten to put red tape on a cow that’s a different matter!
 

Sid

Member
Livestock Farmer
Location
South Molton
I have a guy drive my tractor sometimes, self employed but he’s on my farm insurance policy. I don’t expect him to have his own. Surely it’s no different with a herd of cows?
Do shearers need insurance? Lambing/calving students?
The farm I milk on currently said that there they have their own insurance, but I would have to pay the £200 excess if there ever was an AB failure. Fair enough- as long as it’s my fault of course! If the herdsman has forgotten to put red tape on a cow that’s a different matter!
Know someone who had their whole last pay cheque held back due to "damage" caused by them at work. It was part of their contract and impossible to prove they didn't cause the damage.

What would have happened if their pay didn't cover it?
 

In conversation with a soil health pioneer

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In conversation with a soil health pioneer

Written by Janet Hughes



https://www.buzzsprout.com/1657363/8311877-janet-hughes-and-gabe-brown-the-six-principles-of-soil-health.mp3

In this month's Future Farming podcast, Janet Hughes talks to Gabe Brown.

Gabe has been named one of the twenty-five most influential agricultural leaders in the United States. He farms at...
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