Nae bother
Member
- Location
- Aberdeenshire
I always have a price around with farm insurance,any good company's that are national ( a part from nfu) who are any good?thought I'd ask on here case I'm missing something,be farm and vehicles etc.
Which insurance company is the best?
- Thread starter Nae bother
- Start date
- Location
- Bury St Edmunds, Suffolk
I've been with Farmers and Mercantile a few years now. Never had to make a claim with them but good service and premium
hagar
Member
- Location
- Sunny Ayrshire!!!
Was with F&M for couple of years and was unfortunate enuf to make a claim (7 month old can-am went up in smoke) 3rd week in May. Took them to end of August before they eventually paid out (was beginning to think they were going to refuse)
If that had been Nfu identical new bike within 7-14 days if its under 12 months old.
Maybe a wee bit more expensive but never had any problems when making a claim with them, which is worth a lot.
In past 4 years I've been back with Nfu premium has hardly increased.
Don't get me wrong, for years Nfu were way off with their cost but personally I think they've started to see it was costing them customers.
- Location
- Bury St Edmunds, Suffolk
I came away from NFU when they effectively trebled their motor element premium (no claims just how they then saw their under-writing), never got close to Rural Insurance or F&M since . Acorn looked last year and said they couldn't better my rate
- Location
- South Molton
3 quotes for all farm insurance
NFU mutual were thousands cheaper than Cornish Mutual and a broker.
Pays to get any insurance firms to requote every few years just to keep those pencils sharp !
NFU mutual were thousands cheaper than Cornish Mutual and a broker.
Pays to get any insurance firms to requote every few years just to keep those pencils sharp !
- Location
- Scottish Highlands
Farm and tractors with NFU; cars and trucks with Direct Line. Had misfortune to have big-ish (>£10k car, >£40k farm) claims in past and both have had excellent claim teams. They would need to be significantly out to make me change.
- Location
- Hereford
With Rural ins through Caleb Roberts broker . NFU couldn't get near it nor anyone else . Had a few claims and brilliant .
Steevo
Member
- Location
- Gloucestershire
Exactly my experience! Couple of small claims this year - replacement phone paid within 48hrs (could have been delivered next day), and accident damage to agricultural machinery requiring dealer repair paid up within 14 days. No issue, no hassle.
As above - my renewal last year was pretty much identical to the previous year. Await finding out the premium for upcoming renewal to see if the claims have affected it.
I could not be happier with NFUM insurance (and especially my agent) currently.
Another bonus - any changes to insurance don't incur any broker fee (previous insurer charged £25 admin fee to add/remove items or make changes to policy).
- Location
- South Molton
Are they a broker.
- Location
- The moon
Avoid nfu they’re sheisters at getting Out of a claim we had a loadall hit our pickup crabbing going down a road at 40kmh lad drove off managed to stop him, the nfu couldn’t find out the lads name if he had a driving lisence etc and aided suckleys of west Felton in getting off Scott free, nfu vs nfu, absolute shower of sh1t both suckleys and the nfu. Now use farm and general, Steve cove is very good!
R J
Member
- Location
- Herefordshire
Avoid NFU at all costs .
I use both Cornish Mutual (Vehicle Fleet insurance) and NFU Mutual (Business and all buildings and dwelling houses). Both have been excellent. Had two recent claims with NFU and could not fault their service and settlement.
With both Cornish Mutual and NFU Mutual you can go and look the person that sold you the policy in the eye ....... to me that’s worth’s huge amount. I do not want to be trying to sort things out with anonymous people from online companies.
With both Cornish Mutual and NFU Mutual you can go and look the person that sold you the policy in the eye ....... to me that’s worth’s huge amount. I do not want to be trying to sort things out with anonymous people from online companies.
- Location
- The moon
or those fools have yet to claim
- Location
- Scottish Highlands
You clearly didn't read all the earlier posts in this thread.
- Location
- Romney Marsh
Gallaghers are the underwriters.
I have been with MVF insurance for a four years, as they were a third of the price of the NFU (who I was with since I first had a moped at 16)
But you get what you pay for. You only realise how good an insurance company is once you make a claim and I won't be using MVF insurance again !!
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BPR is not just a farming issue, it affects ALL business, it removes incentive to invest for growth
Join us @LondonPalladium on the 16th for beginning of UK business fight back
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