Kuhn I Bio fire damaged long shot

[Pistonbroke]

What you’re trying to say is would it not be better to run back to the yard to get the tractor that you always get bother with……

No need to run just bring a can of diesel back as well in case the fire has gone out

 

[Galcam]

I do wonder what would happen if your baler goes on fire, it’s not insured but it’s attached to a tractor that is insured. Presumably if u have time and unhitch the tractor as most normal thinking people would do then your kissing goodbye to a payout for the baler? Does anyone know how the insurance would treat the situation? I’m thinking of your €100k Fusion3 plus or similar combi and not some 5k clapped out shed mind!

 

[Boohoo]

If I was unfortunate enough to own a Bio I'd carry petrol with me at all times to make sure that the smallest fire would soon turn into a big one

 

[Pistonbroke]

I do wonder what would happen if your baler goes on fire, it’s not insured but it’s attached to a tractor that is insured. Presumably if u have time and unhitch the tractor as most normal thinking people would do then your kissing goodbye to a payout for the baler? Does anyone know how the insurance would treat the situation? I’m thinking of your €100k Fusion3 plus or similar combi and not some 5k clapped out shed mind!

As far as I know,NFU standard tractor policy covers any attached implements,but you have to declare if you're contracting

 

[Fendt516profi]

I do wonder what would happen if your baler goes on fire, it’s not insured but it’s attached to a tractor that is insured. Presumably if u have time and unhitch the tractor as most normal thinking people would do then your kissing goodbye to a payout for the baler? Does anyone know how the insurance would treat the situation? I’m thinking of your €100k Fusion3 plus or similar combi and not some 5k clapped out shed mind!

Mines specified on the insurance.

 

[Galcam]

Pistonbrook I know what your saying but if you detach the baler to save the tractor is the baler still insured?

 

[Still Farming]

Maybe farmer kept it ,you know how many skin flints there are about!

 

[Fendt516profi]

Attached and detached high value items need to be specified

 

[Pistonbroke]

Pistonbrook I know what your saying but if you detach the baler to save the tractor is the baler still insured?

I can't guarantee it, but I'd be f##king tamping if it wasn't! Wife used to work in farm insurance for years but she's out. I'll pick her brains when she gets back

 

[Fendt516profi]

Get out take a picture to show its attached to tractor while on fire detach it and save tractor

 

[box]

Just bought a fire damaged I bio at an insurance salvage auction and theres only half the PTO shaft with it, its a long shot but does anyone have it in there shed anywhere? It was bought new from Teme Valley tractors so it might have come from the north wales area. I would be willing to pay for it obviously.

Have you tried ringing the dealer salespeople? Someone will know who owned it, if you're lucky they might (?) put you in touch with the owner.

 

[David.]

Don't be surprised when the response is "it was on the baler when it left here mate".

 

[CGAL]

I do wonder what would happen if your baler goes on fire, it’s not insured but it’s attached to a tractor that is insured. Presumably if u have time and unhitch the tractor as most normal thinking people would do then your kissing goodbye to a payout for the baler? Does anyone know how the insurance would treat the situation? I’m thinking of your €100k Fusion3 plus or similar combi and not some 5k clapped out shed mind!

What kind of nutter wouldn't insure a €100k baler as a stand-alone item on their policy? All implements worth over 5k are listed individually on the policy here.

 

[Galcam]

CGAL, I agree with u about insuring all items but not everyone does or they forget or they don’t update the policy to reflect changes to the fleet during the year. Would you insure your plant trailer or dump trailer? They are insured when attached to the tractor? What happens if your insured digger comes off plant trailer?

 

[Bucks Boy]

I would have thought that if the fire starts when it's connected to the tractor it's covered and they would be more than happy if you managed to save the tractor.

Many years ago, a friend’s John Deere 550 round baler caught fire. He jumped off the tractor round the back and pulled the drawbar pin. The baler’s drawbar dropped off the tractor straight on to his foot. He was trapped next to a burning baler. Fortunately he is built like a brick s-house and as strong as ox. He lifted the baler drawbar off his now broken foot, crawled back on his tractor and moved it away. He did no more baling himself that year due to his foot injury, but said “at least he was alive and next time the whole lot can burn!” It’s not worth the risk.

 

[CGAL]

CGAL, I agree with u about insuring all items but not everyone does or they forget or they don’t update the policy to reflect changes to the fleet during the year. Would you insure your plant trailer or dump trailer? They are insured when attached to the tractor? What happens if your insured digger comes off plant trailer?

Every implement worth over 5k is insured here. If your digger falls off your trailer and the digger has fully comprehensive insurance then you claim off your insurance company.