You farmers are always moaning. In parts of Norfolk we have had no measurable rain for a month. My lawn in dying and the thunder storms keep dodging us. It is a hard life indeed.
Is it just me?
- Thread starter Exfarmer
- Start date
I'd happily swap you .You farmers are always moaning. In parts of Norfolk we have had no measurable rain for a month. My lawn in dying and the thunder storms keep dodging us. It is a hard life indeed.
- Location
- Scottish Highlands
Probably, although these were banking bonus cars from 2007. I suspect they’d not have them now....
I did have a Merc but that was designed for someone with a robust frame and a fat arse.
I have got a Magnum PI shirt by the way and a red pickup. Am I cool?
- Location
- Scottish Highlands
No. Mildly tepid at best.
King`s Lynn is closer for me.
- Location
- Limousin/Charentes toad land
f**kin old car anyway ...
- Location
- Scottish Highlands
Small change compared to some.
Parents say donations 'saved' judo star - BBC News
The parents of Stephanie Inglis publicly thank those who have donated to an appeal which they say helped save the judo star's life.
www.bbc.co.uk
- Location
- Limousin/Charentes toad land
There will always be the very rare extreme exception.
Blowed if I would start to waste cash on insurance premiums based on such an example.
As you can imagine, I’ve had this discussion a few times over the last 40 years.
I have one simple argument - insurance companies are companies who make a profit (after vast admin costs), not charities - so, who is the winner?
Blowed if I would start to waste cash on insurance premiums based on such an example.
As you can imagine, I’ve had this discussion a few times over the last 40 years.
I have one simple argument - insurance companies are companies who make a profit (after vast admin costs), not charities - so, who is the winner?
I've never insured a house in my life , never burnt one down either .
- Location
- Scottish Highlands
Like I’ve written before, I underwrite hazards I can’t afford to pay for. That’s sensible risk mitigation and requires an understanding of the difference between hazard and risk.
- Location
- Limousin/Charentes toad land
I would say Insurance companies must be very good in suckering people in thinking one is the other, to be able to turn a profit (after vast admin costs)
- Location
- Scottish Highlands
I disagree. Everyone has different attitude to risk and different hazard tolerance.
Admin costs aren’t that vast either, compared to risks managed - if they were then others would enter the market and undercut them - that’s how capitalism works. And if you think they are really profitable, why not buy shares in them and have part of the dividend? Again, that’s capitalism!
Most of the large corporations only insure for public and employers liability and vehicles. In other words where legally obliged to do so.
- Location
- Limousin/Charentes toad land
I prefer to continue to invest in my own business.
Maybe I think that is really profitable too
- Location
- Limousin/Charentes toad land
Yes, of course I take out public liability, probably taking it too far to avoid that with cows all over the shop