Tractor insurance quote

[scottrac]

sorry if this has been covered elsewhere but anyone got any insurance companies they can recommend please?
Small holder,no business or contracting use.
2009 john deere 6230 loader tractor valued at 30k (fully comp)
international 685xl valued at (4k third party)
in locked sheds etc
cover for trailers attached/implements
quote from nfu £828.69
Does this sound dear to you? or am I daft?
Thanks for any advice in advance
scott

 

[icanshootwell]

Doesn't look too far out, value has gone up on these older tractors, I was quoted half that for a dog!

 

[Lincs Lass]

I was say that's cheap in comparison to car insurance,NFU cover my navara and trailer for £470

 

[scottrac]

Thanks
Only thought it was dear as my business (garage) including 8 cars of my own/business,public and employers liability,tools etc etc was under 3k last year (not had renewal for that one yet)

 

[HolzKopf]

Talk to Peter Hull, Lycetts, Northampton. Get a quote via the AXA Smallholders Insurance Policy. We've got our farm through AXA but the Tractors and machinery through NFU. AXA were better on risk, buildings, liabilities etc and as close (under) as made no difference to the NFU. So we stuck with NFU with the kit for the (perception, as we haven't claimed for many years) that their vehicle insurance claims handling is the best

HK

 

[Chopps]

Have just renewed tractors, machinery and vehicles and was less than normal target of 1% of value insured. That was via Lycetts. I would ring round a few. In my experience, cover from nfu is very good but they know how to charge for it.

 

[GAM]

sorry if this has been covered elsewhere but anyone got any insurance companies they can recommend please?
Small holder,no business or contracting use.
2009 john deere 6230 loader tractor valued at 30k (fully comp)
international 685xl valued at (4k third party)
in locked sheds etc
cover for trailers attached/implements
quote from nfu £828.69
Does this sound dear to you? or am I daft?
Thanks for any advice in advance
scott

I would stick with the NFU, they are a far easier company to deal with, especially if you were unfortunate enough to have to claim...

 

[Werzle]

sorry if this has been covered elsewhere but anyone got any insurance companies they can recommend please?
Small holder,no business or contracting use.
2009 john deere 6230 loader tractor valued at 30k (fully comp)
international 685xl valued at (4k third party)
in locked sheds etc
cover for trailers attached/implements
quote from nfu £828.69
Does this sound dear to you? or am I daft?
Thanks for any advice in advance
scott

If you do not usually claim then the nfu is too dear, the old saying is you need atleast one claim a year to balance nfu insurance

 

[scottrac]

thanks for replies
luckily never had to claim but don't want to go with a cheap unheard of and then it bite me if i have to

 

[Barleymow]

I would stick with the NFU, they are a far easier company to deal with, especially if you were unfortunate enough to have to claim...

Try longfields all x nfu so just as easy to deal with and know what a tractor and combine is

 

[Still Farming]

Going rate or cheaper possibly

 

[Farmer_Joe]

I think it’s dear mines based on value so every 25k is ‘roughly’ £350, (different on quads etc)

So I’ve got a loadall, 5 tonne digger and tractor for around £700 ish premuim cost, total sum insured aprox 50k of stuff

Nfu are are no better to claim with than anyone else that’s an urban myth, we had a claim and they were right arses after years of loyalty,

With broker now, has a claim other year extremely easy and paid promptly, insurance price is fraction of Nfu also.

 

[scottrac]

I think it’s dear mines based on value so every 25k is ‘roughly’ £350, (different on quads etc)

So I’ve got a loadall, 5 tonne digger and tractor for around £700 ish premuim cost, total sum insured aprox 50k of stuff

Nfu are are no better to claim with than anyone else that’s an urban myth, we had a claim and they were right arses after years of loyalty,

With broker now, has a claim other year extremely easy and paid promptly, insurance price is fraction of Nfu also.

thanks
who is that with please?

 

[Farmer_Joe]

Mole valley, now I think it’s become galligers they usually get it through farm web or Axa etc,

Try acres they advertise on this forum

 

[TripleSix]

I pay £865 for a £12k pickup...

 

[HolzKopf]

I pay £865 for a £12k pickup...

It’ll drop down when you’ve passed your test

 

[scottrac]

Mole valley, now I think it’s become galligers they usually get it through farm web or Axa etc,

Try acres they advertise on this forum

thanks for that

 

[Daddy Pig]

It’ll drop down when you’ve passed your test

No it goes up

 

[masseybreaker]

its not the value of the tractor but the damage it can do. when you go down the road and lose a trailer of the back and it runs into a minibus of kids the claim is millions not 4k for another tractor

 

[bobk]

sorry if this has been covered elsewhere but anyone got any insurance companies they can recommend please?
Small holder,no business or contracting use.
2009 john deere 6230 loader tractor valued at 30k (fully comp)
international 685xl valued at (4k third party)
in locked sheds etc
cover for trailers attached/implements
quote from nfu £828.69
Does this sound dear to you? or am I daft?
Thanks for any advice in advance
scott

4 tractors 1 loadall = 750