Mole Avon Credit account slashed

som farmer

Member
Livestock Farmer
Location
somerset
having had problems with a/c at mvf/bridgmans, not our fault, debit card, and internet, and a few phone calls, has/is saving us £'s, their incompetency, our gain, but our local mvf, is geared to the green welly/horsey customers, which will probably suffer in the coming recession, mvf should have kept to their original aim.
 

thesilentone

Member
Livestock Farmer
Location
Cumbria
There are often reasons that cannot be made public why companies make decisions, one thing they don't do is purposely damage their own business.

Maybe the Company is getting things tidied up for a takeover ? Or, has too much credit v liquidity ? Or, has to much credit, and too much stock with a reduced turnover ? Who knows.

But remember, use it or lose it, if they go, and some smugly sit back and say 'told you so' we are the real losers.
 

jondear

Member
Location
Devon
can you really blame him ? Must have done wonders to his cashflow, and no hassle. Its one of the reasons MVF has become less cheap. Local merchants can sell cheaper on the day, they are not carrying the money, on account, or the bad payers, its amazing how our business debit card, saves us money !!
We always pay on card get a bit of discount.Have account but don't book it .
McVeigh Parker have taken a fair bit of Mvf trade I reckon !Free delivery within radius of depo.!
 

som farmer

Member
Livestock Farmer
Location
somerset
We always pay on card get a bit of discount.Have account but don't book it .
McVeigh Parker have taken a fair bit of Mvf trade I reckon !Free delivery within radius of depo.!
we sometimes fail to remember the huge industry, that supplies us with everything we need to continue farming, if we cut back on our spending, that cut, goes right back through all the stages of that industry, our minor/large cut backs, usually have a positive effect for us, but negative for them.
I don't have a problem with that, you only have to go to an ag show, and see all the shiny new paint, to see how many live of our backs. Perhaps we need to re-learn the lesson, the more we spend, the more we have to make, the more we have to make, the faster we have to run. Forgotten by us, and many more. Shiny new kit, is lovely, and in some cases justified, but its expensive. Reading a book, farming in ww2 and just after, firstly its amazing how we have progressed from then, but secondly, how much was grown, and used on farm, how the systems worked with each other, reducing the need for purchase of concs etc, manure for fert etc. We very obviously cannot go back to those times/methods. But, makes me smile, when the 'advisors' all promote more milk from forage, muck on arable ground etc, the wheel is turning round, back to those old methods, but modernised, the big difference, they are now preaching that mantra, to save their own jobs, as profit in farming, is definitely shrinking, why ? They have eaten to much from our troughs !
 

thesilentone

Member
Livestock Farmer
Location
Cumbria
we sometimes fail to remember the huge industry, that supplies us with everything we need to continue farming, if we cut back on our spending, that cut, goes right back through all the stages of that industry, our minor/large cut backs, usually have a positive effect for us, but negative for them.
I don't have a problem with that, you only have to go to an ag show, and see all the shiny new paint, to see how many live of our backs. Perhaps we need to re-learn the lesson, the more we spend, the more we have to make, the more we have to make, the faster we have to run. Forgotten by us, and many more. Shiny new kit, is lovely, and in some cases justified, but its expensive. Reading a book, farming in ww2 and just after, firstly its amazing how we have progressed from then, but secondly, how much was grown, and used on farm, how the systems worked with each other, reducing the need for purchase of concs etc, manure for fert etc. We very obviously cannot go back to those times/methods. But, makes me smile, when the 'advisors' all promote more milk from forage, muck on arable ground etc, the wheel is turning round, back to those old methods, but modernised, the big difference, they are now preaching that mantra, to save their own jobs, as profit in farming, is definitely shrinking, why ? They have eaten to much from our troughs !


I agree, if we'd all saved the 10%'s we were promised, we be making a fortune doing nothing. However, please be aware, we all make money off somebody's back, so no one is living of anybody's back, or we are all living off someone's back. We are all reliant on each other...........
 

bankrupt

Member
Location
EX17/20
we sometimes fail to remember the huge industry, that supplies us with everything we need to continue farming, if we cut back on our spending, that cut, goes right back through all the stages of that industry, our minor/large cut backs, usually have a positive effect for us, but negative for them.
I don't have a problem with that, you only have to go to an ag show, and see all the shiny new paint, to see how many live of our backs. Perhaps we need to re-learn the lesson, the more we spend, the more we have to make, the more we have to make, the faster we have to run. Forgotten by us, and many more. Shiny new kit, is lovely, and in some cases justified, but its expensive. Reading a book, farming in ww2 and just after, firstly its amazing how we have progressed from then, but secondly, how much was grown, and used on farm, how the systems worked with each other, reducing the need for purchase of concs etc, manure for fert etc. We very obviously cannot go back to those times/methods. But, makes me smile, when the 'advisors' all promote more milk from forage, muck on arable ground etc, the wheel is turning round, back to those old methods, but modernised, the big difference, they are now preaching that mantra, to save their own jobs, as profit in farming, is definitely shrinking, why ? They have eaten to much from our troughs !

Many years ago, we threw together a list of direct ‘riders’ then people who relied on their business as a second, third and fourth tier. We ended up with around 500 businesses, traders, consultants and advisers, riding on the back of an angus bullock. That was made into a large board and displayed around the shows and local attractions.
If the bullock falls, 500 other businesses hit the deck.
 

som farmer

Member
Livestock Farmer
Location
somerset
Many years ago, we threw together a list of direct ‘riders’ then people who relied on their business as a second, third and fourth tier. We ended up with around 500 businesses, traders, consultants and advisers, riding on the back of an angus bullock. That was made into a large board and displayed around the shows and local attractions.
If the bullock falls, 500 other businesses hit the deck.
and look at how some treat us, they think they are doing us a favour, by letting us buy off them'
perhaps we ought to start a thread on the worst service store
one, local to us, refused to get a chain link joiner, as we had a breakdown, because 'it was to near closing time' 4.50, took all of 5 mins the next morning, peed my boy off, we were in the closing stages of a new tractor deal, at their main branch, cancelled, if they treat you like that, what service if a tractor breakdown ?
 

An Gof

Member
Location
Cornwall
and look at how some treat us, they think they are doing us a favour, by letting us buy off them'
perhaps we ought to start a thread on the worst service store
one, local to us, refused to get a chain link joiner, as we had a breakdown, because 'it was to near closing time' 4.50, took all of 5 mins the next morning, peed my boy off, we were in the closing stages of a new tractor deal, at their main branch, cancelled, if they treat you like that, what service if a tractor breakdown ?

I do hope that you made senior management/owners of that company aware of exactly why you had decided not to close the deal on the new tractor with them.
 

som farmer

Member
Livestock Farmer
Location
somerset
I do hope that you made senior management/owners of that company aware of exactly why you had decided not to close the deal on the new tractor with them.
yes, the answer, we know, there is a farm 1/2 mile from them, same make of tractor, he will only deal with the franchise 16 miles away, why don't they sort it out, main branch is really good, as we do, only using them for 'emergency' bits, you go in (not today, wait outside) no hello, no talk, just glum, pity, as the young rep from main depot, worked really hard.
 

Bury the Trash

Member
Mixed Farmer
Ok then , there is a need clearly, all you clever posters why don't you start up your own local buying/selling groups/co-ops ?not just to put money for a few shares but hard work and commitment ? like those 2 did in the early days with plenty of farmer commitment...
very easy to spout off on s\media these days but i think you had better go to a few meetings and show your expertise ....(y).

Like i say there is clearly a need, Cooperation works well in other countries why cant it work here? or is that a subtly different subject.....:unsure:.

It seems one thing that is clear to me is if you want credit then get it from a proper lender second thing is there is a need for younger farmers to join in buying and selling groups.

and not me because I'm becoming an old fart nowadays....(y):sneaky:
 
Many years ago, we threw together a list of direct ‘riders’ then people who relied on their business as a second, third and fourth tier. We ended up with around 500 businesses, traders, consultants and advisers, riding on the back of an angus bullock. That was made into a large board and displayed around the shows and local attractions.
If the bullock falls, 500 other businesses hit the deck.
Personally think the SFP became ridiculous. To me flat rate of 20k for every family supported on the farm.
The new system is too fast a switch however we will see who is actually efficient whether that be the big or the small in survival in the future.
The right wingers who don't value agriculture, especially its cost of support would do well to remember what happened in NZ when they dropped subs overnight. 10% of mainly highly geared farmers went bust but 90% of the supply industry sank.
 

SFI - What % were you taking out of production?

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